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How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of your credit score regularly, but many people are hesitant to check it because they’re afraid it will have a negative impact.

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How to Check Your Credit Report for Identity theft

Credit Corp

Incorrect Personal Information Lender Inquiries You Don’t Recognize Accounts You Never Opened Credit Utilization Goes Up Credit Score Goes Up or Down Unexpectedly Public Records You Don’t Recognize. How Do I Check My Credit for Identity Theft? Warning Sign 2: Lender Inquiries You Don’t Recognize.

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How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Rent, home payments, utilities such as gas, water, electric, and even things like cable or other on-time payment history can be used by credit bureaus to create a reliable credit score from which they can underwrite credit. What lenders use alternative credit data to grant credit?

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What Is a Good Credit Score?

Credit Corp

You might not realize it, but having a good credit score may directly impact your ability to achieve your personal and financial goals. For instance, you might not be able to purchase a home or new car unless your credit is in good standing. Nearly all lenders conduct thorough credit checks prior to approving a loan.

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What is Debt Consolidation and How Does it Work?

Better Credit Blog

These include transferring all your debt onto just one credit card as well as taking out a secured or unsecured personal loan—perhaps with the help of a professional debt consolidation company. HELOC loans are similar, except that you can continue to draw money from them—up to a set amount. Credit card 3.