category mortgages 
Fico Collections
AUGUST 16, 2021
Allowing consumers to demonstrate their regular rent payments will provide a proven indicator of positive financial behavior and will be a useful complement to the FICO ® Score in mortgage lending. There are 53 million consumers who don’t have sufficient data in the traditional credit bureau files to generate a credit score today.
Nexa Collect
JULY 1, 2020
This doesn’t mean they have a bad credit history, because some of them may pay all their bills on time. What it means in practical terms is they will have more difficulty getting approved for a credit card, auto loan or mortgage, insurance, and basically anything else that requires a credit history. Amount you owe: 30%.
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Troutman Sanders
APRIL 5, 2023
The Second Circuit has rejected similar pleading tactics in the past, and the CFPB’s official interpretation of the governing disclosure regulations is clear that assignment discounts are not finance charges unless separately imposed on consumers in individual transactions — a test the complaint’s “cash price proxy” theory does not satisfy. (3)
Troutman Sanders
MARCH 11, 2024
On March 6, the Commodity Futures Trading Commission (CFTC) Chair Rostin Behnam called on Congress to pass legislation addressing regulatory jurisdictions in the crypto industry. The SEC alleged that Shapeshift violated Section 15(a) of the Securities Exchange Act of 1934 by facilitating trades in crypto assets without registration.
Troutman Sanders
MAY 2, 2023
The bill additionally leaves room for assets that don’t fit neatly into either category. This interim final rule will further facilitate the orderly transition of those consumer loans that currently use the LIBOR index to other indices in anticipation of the planned cessation U.S. For more information, click here. On April 27, the U.S.
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