article thumbnail

FAQs About Debt Management Plans

Debt Guru

How do I choose a debt management agency? The Federal Trade Commission recommends finding a reputable credit counseling organization that uses certified counselors trained in consumer credit and debt management. What are other options to help me get out of debt?

article thumbnail

5 Best Credit Repair Companies – Updated April 2022

Better Credit Blog

Other times a tax lien may have been resolved in reality but not reported as resolved to one of the three credit reporting agencies. What can credit repair companies not do? Many people think professional help can undo any and all damage you’ve done to your consumer credit history. Alternatives to Credit Repair.

article thumbnail

Freedom Debt Relief Review

Better Credit Blog

Negotiate with your creditors to reach settlements and reduce your total debt. Help you come up with a 24- to 48-month debt repayment plan tailored to your budget. In keeping with Federal Trade Commission rules , Freedom Debt Relief doesn’t charge upfront fees. Focused on protecting and helping consumers.