Troutman Sanders
APRIL 15, 2022
The Federal Housing Finance Agency (FHFA) is reviewing the credit models that Fannie Mae and Freddie Mac use and looking at ways to ensure that measures of creditworthiness are accurate, reliable, and predictive. The CFPB has been vocal about medical debt and consumers’ credit reports recently too.
Troutman Sanders
OCTOBER 24, 2023
Among other provisions under the stipulated order, the for-profit school must request that consumer reporting agencies delete the debt from consumers’ credit reports. The FTC also alleges that the for-profit school encouraged students to use income-share agreements to pay for the school. For more information, click here.
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Collection Industry News
JANUARY 13, 2021
The Taskforce Report uses five interrelated principles that serve as the foundation for proposed systematic changes to the current legal and regulatory framework: consumer protection, information and education, competition and innovation, regulatory modernization and flexibility, and inclusion and access.
Credit Corp
FEBRUARY 9, 2024
Credit.com’s free credit report card tool can help you better understand your current creditworthiness and which factors you need to work on to help you improve your standing. Counselors may offer free or low-cost consultations and educational materials.
Troutman Sanders
MAY 9, 2023
Among other things, Moody underscored the (1) Senior Protection Team – an intra-agency group of experts who work together to fight fraud and assist seniors; (2) Seniors vs. Crime Program – a program that uses volunteer retired citizens to educate Floridians on consumer fraud and to assist in select consumer investigations; and (3) Scams at Glance Program (..)
Titan Consulting
MAY 17, 2020
Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.
Credit Corp
SEPTEMBER 7, 2020
Lenders use a multitude of scoring methods to determine your creditworthiness and make decisions about whether or not to give you credit. It gathers credit reports from the three major credit bureaus and analyzes anonymous consumer data to generate a scoring model specific to each bureau.
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