Debt Free Colorado

FEBRUARY 21, 2022

The Fair Debt Collection Practices Act (FDCPA) applies to collection firms and debt collectors attempting to recover consumer debts. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans. What is Colorado Uniform Consumer Credit Code (Colorado UCCC).

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Credit Corp

SEPTEMBER 27, 2023

By now, you probably know that keeping track of your creditworthiness is essential for financial health, and regularly monitoring your credit report can help ensure your credit score is accurate. Below are two instances where you’ll see THD/CBNA show up on your credit report.

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Credit Corp

FEBRUARY 9, 2024

Credit.com’s free credit report card tool can help you better understand your current creditworthiness and which factors you need to work on to help you improve your standing. You make one monthly payment to that agency, and the agency disburses that payment among your creditors.

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Collection Industry News

JANUARY 13, 2021

The Taskforce was in part inspired by the National Commission on Consumer Finance, which was established by the Consumer Credit Protection Act in 1968 to conduct original research and provide recommendations relating to the regulation of consumer credit. To read the Taskforce Report Volume I click here: [link] .

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CSA

DECEMBER 7, 2022

One of their key proposals is that the government and FCA introduce clear limits on the number of times that creditors can contact people in debt. Council of EU and European Parliament announce provisional agreement on consumer credit directive. The MMHPI paper can be found here. FCA shares update on debt packager proposals.

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FDCPA Defense

MAY 6, 2014

In its Bulletin issued in July 2013 , the CFPB took the position that creditors, debt buyers and third-party collectors often make representations to consumers about credit-related issues in order to persuade them to pay. Credit Bureau of Georgia, 555 F. See, e.g., Wright v.

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Troutman Sanders

MAY 9, 2023

Among other things, the bill: (1) caps the rate of interest on medical debt to 3% per annum; (2) requires a debt collector or collection agency collecting on a medical debt to provide the consumer, upon the consumer’s written or oral request, an itemized statement concerning the debt, while allowing the consumer to dispute the validity of the debt (..)

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