Better Credit Blog

FEBRUARY 24, 2021

Whether you came across First National Collection Bureau while checking your credit or received a phone call or letter from the agency, you need to respond quickly. As long as a collections account is on your report, it hurts your credit, not to mention adding stress to your daily life. What Is First National Collection Bureau?

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Better Credit Blog

FEBRUARY 2, 2021

Is BGE Collections lowering your credit score? BGE Collections is a debt collection agency. If you fell behind on power payments from Baltimore Gas and Electric Company, their collections department could contact you. Read on for our guide to getting BGE Collections out of your life and off your credit report.

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Better Credit Blog

MARCH 1, 2021

If your credit report is displaying a collections account for Bank of America, it’s probably because you missed a payment somewhere down the line. How you should respond to a collections entry from Bank of American depends on several factors. How Does Bank of America’s Debt Collection Work? Hunt and Henrique’s. or after 9 p.m.

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Better Credit Blog

MARCH 1, 2021

If your credit report is displaying a collections account for Bank of America, it’s probably because you missed a payment somewhere down the line. How you should respond to a collections entry from Bank of American depends on several factors. How Does Bank of America’s Debt Collection Work? Hunt and Henrique’s. or after 9 p.m.

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Better Credit Blog

FEBRUARY 12, 2021

Did you know the unpaid tolls can go to collections just like any other type of debt? As long as EZ Pass Collections is on your credit report, it can lower your score and hold you back from getting the financing you need. Instead, you should use one of the strategies below to ensure that EZ Pass Collections gets removed ASAP.

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Sawin & Shea

JANUARY 18, 2023

Filing Chapter 7 bankruptcy provides you with an automatic stay that prohibits creditors from being able to take any action to collect a debt against you, such as repossessions, wage garnishment, and legal action. What Happens After You File Chapter 7 Bankruptcy? Additionally, your creditors will not be allowed to contact you.

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Burr Forman

DECEMBER 4, 2020

Financial institutions, servicers, lenders, and debt collectors must stay up-to-date on evolving federal and state laws stemming from the COVID-19 pandemic, as such laws impact all facets of consumer loan servicing and debt collection. In March of 2020, Burr published an article discussing the global pandemic’s impact on collection practices.

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Better Credit Blog

FEBRUARY 18, 2021

When your debt goes into collections, it’s important to straighten things out quickly. If BYL Collections has been contacting you, the information below can help you move forward. How Does BYL Collection Services Work? BYL Collections isn’t a household name, but it collects for several businesses across multiple industries.

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Better Credit Blog

FEBRUARY 5, 2021

If you’re concerned about an entry on your credit report from BRG Collections, we can help. BRG specializes in collecting on unpaid consumer debts. Read on for an overview of BRG, debt collections, and the process of getting a collections account off your report. About BRG Collections LLC. Ask Lex Law for Help.

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FFGN COLLECT NY

NOVEMBER 21, 2022

Seeking replevin is common and used by debt collection lawyers to recover goods or collateral for their clients. When most people think of taking back goods or other collateral, they think of the “repo man” breaking in and repossessing a vehicle in the dead of night without a court order or sheriff tagging along.

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Public Citizen

OCTOBER 29, 2020

The National Consumer Law Center issued a report on the impact of debt-collection during the pandemic and state laws that help, or harm, struggling families. Communities of color are disproportionately burdened by debt, disproportionately subject to judgments in collection lawsuits, and disproportionately subject to wage garnishment.

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Collection Industry News

JULY 20, 2020

DEBT COLLECTORS, facing growing demands to freeze the collection of debt across the country amid the economic hardship caused by the coronavirus pandemic, are mobilizing their lobbyists to push back. In New York, residents are receiving a 30-day reprieve from the collection of state-owned medical and student debt.

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Sawin & Shea

AUGUST 30, 2023

Car loans (unless you allow your car to be repossessed, in which case you will not owe any past payments). Civil court judgments (not counting anything that was based on fraud). Collection agency bills. We are committed to providing compassionate and non-judgmental representation to all of our clients. Alimony payments.

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Debt Free Colorado

APRIL 9, 2020

They will feel obligated to protect their interest in the collateral (your car) and can move quickly to repossess after only a few missed payments. While credit cards and other unsecured loans are almost always the most aggressive when it comes to collecting debts, they should generally be your lowest priority. Your Mortgage.

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Credit Corp

FEBRUARY 9, 2024

Foreclosure means that your mortgage lender can legally repossess your house due to nonpayment. If the property sells for less than the balance owed on the original loan, a lender could file a deficiency judgment against you in court. Not all states allow deficiency judgments in all circumstances. What Is Foreclosure?

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Sawin & Shea

SEPTEMBER 20, 2023

Upon filing a Chapter 7, you receive automatic court-oredered protection from creditors and aren’t subject to lawsuits, repossessions, or wage garnishments. We are committed to providing compassionate and non-judgmental representation to all of our clients. From July 2020 to June 2021, there were 15,719 bankruptcies filed in Indiana.

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Better Credit Blog

APRIL 1, 2022

Whatever you’re dealing with, late payments, collections, charge-offs, or foreclosures, the following techniques can clean up your credit quickly. Collection). Write a letter to the original creditor or collection agency and ask them to remove the negative entry from your credit history as an act of goodwill. Date opened.

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Credit Corp

AUGUST 25, 2020

You can be denied military enlistment if you’re in financial trouble, such as if you have a number of collections in your credit history. Default judgment protection. In civil cases, a default judgment occurs when one person doesn’t show up to a scheduled hearing. Repossession and foreclosure.

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Albuquerque Law

MAY 5, 2020

The SCRA protects active military service members and their families before and during bankruptcy proceedings by preventing or postponing: Default judgments on debt collection; Eviction or foreclosure; Repossession of their vehicle; Civil court proceedings; and Wage garnishments.

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Better Credit Blog

FEBRUARY 17, 2021

Also frustrating, the collections agency has likely been sending letters and calling you regularly. Collections accounts appear on your credit report when you fall behind on payments to a lender or a service provider. Bridgeport Financial is a full-service debt collection agency that was founded in 1994. Credit reporting.

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Consumer Financial Services Law

DECEMBER 29, 2016

Editor’s Note: On November 3, 2016, Smith Debnam’s Jerry Myers attended a meeting with the CFPB to discuss the proposed rules for third party debt collection. On Thursday November 3, 2016 I joined a group of colleagues for a meeting with the CFPB to discuss its proposed rules for third party debt collection.

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Jimerson Firm

FEBRUARY 3, 2021

If the lender receives a foreclosure judgment from the court, the real property, including the mobile home, will be sold at public auction. Replevin is a lawsuit seeking a judgment and a “writ of replevin,” to recover personal property that is wrongfully detained by another person.

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Better Credit Blog

FEBRUARY 4, 2021

Are you concerned about a collections entry from Delivery Financial Services? While falling behind on a payment or two might not seem like a big deal, collections-stage debt can do substantial damage to your credit. For that reason, it’s important to take the necessary steps to get collection accounts off your credit report.

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Better Credit Blog

FEBRUARY 5, 2021

As long as it’s there, a collections account can lower your credit score and hold you back from getting approved for credit cards, loans, jobs, and leases. BCA offers several services, including: Delinquent collection services. As far as collections are concerned, they primarily target debts in the healthcare industry.

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Debt Free Colorado

DECEMBER 9, 2021

Complete protection from creditors – This includes wage garnishment and debt collection. Occasionally, creditors may refuse to repossess little goods due to the expense of picking them up. Even if you have been discharged, unpaid debts may result in foreclosure or repossession. and the majority of court judgments.

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Better Credit Blog

FEBRUARY 19, 2021

If DCM Services or DCM Services LLC has recently appeared on your credit report, it’s probably to collect on a delinquent account. Missed payments can result in collections accounts being added to your credit report. Collections also result in frequent phone calls and letters, which can impact your daily life negatively.

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Better Credit Blog

FEBRUARY 25, 2021

First Federal is most likely on your report as a collections entry because of an unpaid bill. Because collections accounts can lower your credit score, it’s important to act quickly to get them off your report. Fortunately, FFCC is a legitimate third-party debt collection agency. Healthcare. Financial institution.

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Better Credit Blog

OCTOBER 5, 2020

Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? It’s been in the business of collecting on consumer debts since 1987. The company has around 200 employees on staff and collected $19 million of debt in 2019 alone. Penn collection agency. Harrisburg, PA 17110.

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Better Credit Blog

FEBRUARY 12, 2021

The longer you ignore a collections entry, the more damage it can do to your report. Evergreen Professional Recoveries is a legitimate debt collection agency and member of the American Collectors Association. Evergreen Professional Recoveries is a legitimate debt collection agency and member of the American Collectors Association.

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Better Credit Blog

FEBRUARY 22, 2021

Are collections lowering your credit score? If you have a collections entry from Designed Receivable Solutions on your credit report, you can probably attribute it to a missed payment. Late payments eventually go into collections, which can be detrimental to your credit. How to Deal with Designed Receivable Solutions.

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Sawin & Shea

JANUARY 25, 2022

To enforce secured debts, your creditors may repossess your car or other vehicles, they may foreclose on your mortgage, or levy against other property you have either pledged as collateral or that is subject to an involuntary lien. Instead, when a debtor fails to pay, the lender must first file a lawsuit in order to collect what is owed.

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Better Credit Blog

NOVEMBER 23, 2020

When a missed payment goes into collections, it can make your daily life stressful and wreak havoc on your credit score. Whether it’s for a $50 cable bill or a $5,000 hospital bill, a collections entry will stay on your credit report for seven years. or FMS Corp, is a third-party debt collection agency headquartered in Tulsa, Oklahoma.

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Better Credit Blog

DECEMBER 2, 2020

It’s all too easy to fall behind on car payments and find yourself with a collections entry on your credit report. Whether you simply forgot to pay your bill or you’re dealing with financial hardship, you could be contacted by a collections agency like Autovest LLC. What Is Autovest LLC? Unfamiliar with the name Autovest LLC?

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Better Credit Blog

DECEMBER 2, 2020

Is your credit score suffering because of debt in collections? We’ll tell you a little more about Atlantic Credit, how debt collection works, and what you can do to get the collections agency off your credit report, stopping their calls in the process. What Debts Does Atlantic Credit & Finance Collect?

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Better Credit Blog

AUGUST 4, 2020

FNB Omaha is not a scam or a debt collection agency. While you may be able to get an entry like a collections account removed from your report on your own with a debt validation letter, getting a hard inquiry removed might be better left to the experts. Debt collections. Repossessions. Charge offs. Foreclosures.

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Better Credit Blog

OCTOBER 21, 2020

Hard inquiries stay on your report for two years, which is far shorter than some entries, like collection entries, which can bring your score down for seven years. Collections. Repossession. Often times, it drops your score by a few points, but that’s the extent of the damage. Charge-offs. Foreclosures.

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Debt Free Colorado

MARCH 3, 2023

A court judgment that states that a person is not required to pay back some debts is given to those who abide by the bankruptcy laws and are granted a discharge. Unsecured debts , including credit card and medical bills, as well as some judgments or past taxes, may be discharged. Do Bankruptcies Come in Different Types?

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