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Credit Corp
AUGUST 31, 2021
Can a debt collector collect after 10 years, for example? Can a debt collector collect after 10 years? How long can a debt collector pursue an old debt? Time-barred debts and your credit report What to do if you are contacted about an old debt COVID-19 and debt collections.
Collection Industry News
JANUARY 29, 2021
Court of Appeals for the Seventh Circuit recently vacated judgment in favor of a debt collector against putative class action claims raised by a consumer that its collection letter violated the federal Fair Debt Collection Practices Act (FDCPA) by threatening action that could not legally be taken and amounting to a false representation.
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Better Credit Blog
JANUARY 27, 2021
To legally collect a debt from you, they must first report the debt to the major credit bureaus. This will open a collection account on your credit report, which can cause your score to drop as much as 100 points. Collection accounts are bad news for your credit score and your loan prospects. Debt Validation.
FDCPA Defense
FEBRUARY 1, 2018
Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. 2016) and Carlin v. 2016), amended (May 22.
Collection Industry News
SEPTEMBER 29, 2020
ACA International’s comprehensive comments in response to the Consumer Financial Protection Bureau’s proposed debt collection rule recommend fair and objective policies that clarify legal obligations for the accounts receivable management (ARM) industry and provide clarity for consumers. billion of funds to U.S.
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