Credit Corp
MAY 23, 2021
Promotional inquiries and account review inquiries are nothing to worry about, because they’re preapproved credit offer inquiries or inquiries by companies you already do business with. Tip: Sometimes, the name of a financial institution doesn’t precisely match the name of the company checking your credit. Learn More about ExtraCredit.
Collection Industry News
JANUARY 12, 2023
Credit card balances reached a record-setting $866 billion in the third quarter of last year, which represents a year-over-year increase of 19%. Credit balances reached a record-setting $866 billion in the third quarter of last year – and they are expected to keep climbing, the report from TransUnion said.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Credit Corp
DECEMBER 21, 2020
Promotional soft credit checks. For example, if you receive a mailing from a personal loan or credit card company stating you have been prequalified for potential credit, that company has probably run a soft check. Soft vs. Hard Credit Checks. Soft credit checks are different from hard inquiries.
Titan Consulting
MAY 17, 2020
Alternative credit sources that do not report to the credit bureaus can include payments for rent, utilities, service accounts, and personal loans. Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords.
Titan Consulting
MAY 24, 2020
Credit bureaus measure variables related to your debt like the total amount of your debt, if you make your debt payments on time, how long you have been paying on debt obligations and how much debt you are servicing relative to how much potential debt has been extended to you. Reporting occurs only if the account goes into default.
Credit Corp
MAY 10, 2023
A hard inquiry is a credit check that occurs when a lender or creditor reviews your credit report as part of a credit application or loan. Hard inquiries are sometimes called “hard pulls,” and they typically occur when you apply for a new credit card, a personal loan, a mortgage, or other types of credit.
Better Credit Blog
APRIL 11, 2022
While it doesn’t usually affect your credit score , you may want to correct information with the credit bureau if an employer you’ve never worked for is listed. Phone Numbers: You’ll see phone numbers associated with your credit accounts. Student Loans. Auto Loans. Credit Cards. Foreclosure.
Expert insights. Personalized for you.
98 
Let's personalize your content