article thumbnail

How to Check Your Credit Report for Identity theft

Credit Corp

If your credit score changes dramatically—especially if it’s for the worse— dig deeper. Negative public records can substantially impact your creditworthiness. Bankruptcies, for instance, often remain on record for up to a decade. Bankruptcies are now the only public records included on credit reports.

article thumbnail

How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of your credit score regularly, but many people are hesitant to check it because they’re afraid it will have a negative impact.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

How to Use Alternative Data to Build Your Credit Report

Titan Consulting

Rent Bureau , now owned by the credit bureau Experian, electronically compiles rental data from property management companies and individual landlords. Rental agencies and alternative credit providers use the data to screen applicants and establish consumer credit scores.

Lender 98
article thumbnail

What is Debt Consolidation and How Does it Work?

Better Credit Blog

Applying for new credit and opening new agreements can temporarily make a dent in your credit rating. But, in the longer term, debt consolidation often improves your credit score. If you’re not missing or making late payments anymore, your creditworthiness will increase. Bankruptcy. Debt settlement.