Remove 2022 04
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Leveraging DDA Data in Consumer Lending to Stay Competitive

Fico Collections

We found that preliminary credit performance on those booked loans exceeded what was expected from the increase in the score itself, albeit on limited data. However, you conducted a test where you offered ALL applicants for a retail credit product the opportunity to provide DDA data permissioned by them for consideration.

Lender 52
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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

Fico Collections

Home Blog FICO Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti The most popular posts in our Customer Development category dealt with digital banking, optimizing credit line increases, loan pricing and machine learning for credit risk models. Here are extracts from those customer development posts.

Banks 52
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Understanding FFL: Types, Application, and Licensing Process

Payment Savvy

In 2022 alone, a staggering 16.4 Type 02 – Pawnbroker in Firearms: Similar to Type 01, but it enables the licensee to operate as a pawnbroker, accepting firearms as collateral for loans. For instance, it’s the go-to license for retail stores that sell firearms. Furthermore, the U.S.