category california 
Collection Industry News
NOVEMBER 16, 2021
The possibility of mortgage fraud is rising here in California and across the U.S., Here in California, it was up 39% from a year earlier. Department of Veterans Affairs (VA)-guaranteed loans continue to see the lowest level of risk. California is the fifth-highest state for mortgage fraud risk as of Q2 2021.
Troutman Sanders
OCTOBER 26, 2020
On October 23, lawmakers in the House of Representatives introduced a bill to exclude Paycheck Protection Program (PPP) loans from regulators’ calculations of the asset size of smaller banks. PPP loans administered by the Small Business Administration would not be excluded from assets on the institutions’ quarterly call reports.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Better Credit Blog
JANUARY 14, 2021
Credit inquiries come in two different categories: hard and soft credit checks. They differ in a few key ways, starting with what prompts them: Soft Credit Check: Occurs when you check your score, get pre-approval for a loan/card, or get screened for a job or new home rental. Foreclosures. Charge-offs. Collections-stage debts.
Troutman Sanders
MARCH 8, 2021
Our bank and loan servicing clients also face novel challenges affecting their industry due to COVID-19, particularly the ever-changing rules and regulations concerning evictions and foreclosures. Currently, any student loan debt canceled by the government can be considered taxable and levied at the borrower’s normal income tax rate.
Troutman Sanders
AUGUST 14, 2023
Analisa Torres ruled that three out of four categories of XRP token sales did not constitute an investment contract. On August 8, the Office of the Comptroller of the Currency (OCC) issued a bulletin to provide banks with guidance regarding the applicability of the legal lending limit to purchased loans. Ripple Labs , et al. ,
Better Credit Blog
JANUARY 5, 2021
Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages, which can prompt a hard inquiry. If you go on Citibank’s website and compare quotes or get pre-approved for a loan or credit card offer, you don’t have to worry about a hard inquiry. Balance transfers.
Better Credit Blog
JANUARY 5, 2021
Citicards come in several categories, including: 0% APR. Citi also offers personal loans, lines of credit, and mortgages which can prompt a hard inquiry. If you go on Citibank’s website and compare quotes or get pre-approved for a loan or credit card offer, you don’t have to worry about a hard inquiry. Balance transfers.
Expert insights. Personalized for you.
40 
Let's personalize your content