FDCPA Defense

MARCH 23, 2015

Judgment Enforcement Law Firm, PLLC , 2014 WL 1744268, **3-4 (W.D. 30, 2014) (section 1692f(8) violated by use of name “Judgment Enforcement Law Firm” on envelope); Rutyna v. Courts have held that collectors may violate section 1692f(8) simply by placing their own name on the envelope. See, e.g., Keasey v. 980, 982 (N.D.

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FDCPA Defense

FEBRUARY 1, 2018

This would render meaningless the FDCPA's carefully drawn distinction between debt collectors and enforcers of security interests, and expand the scope of the FDCPA well past the boundary of clear congressional intent and common sense.” 2017) was subject to the FDCPA, because it was not sent solely to enforce a security interest.

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FDCPA Defense

DECEMBER 15, 2015

Hanna & Associates law firm, the CFPB faulted the firm for filing lawsuits for debt buyers who allegedly did not have “basic documents, such as the original contracts” or chain of title information, and for submitting affidavits signed by persons who lacked personal knowledge of their contents.

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FDCPA Defense

AUGUST 16, 2012

If you are a collection professional working for a creditor, debt buyer, collection agency or collection law firm, and you have not yet added the website for the Consumer Financial Protection Bureau (CFPB) to the favorites on your web browser, it is high time that you do so.

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FDCPA Defense

JANUARY 22, 2017

2014) (collection complaints violated the FDCPA where they identified incorrect “original” creditor that had made the loans to class members); McCollough v. 2011) (service of requests for admission on pro se defendant seeking admissions that law firm knew were false violated FDCPA). 3d 1109 (9th Cir. Johnson, et al.,

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FDCPA Defense

MARCH 2, 2014

When using any third party providers in connection with collection litigation, including law firms, Chase agreed to implement policies and procedures to ensure that the third parties comply with all legal requirements and OCC guidance.

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FDCPA Defense

JANUARY 28, 2012

Consumers and their attorneys are constantly seeking to expand the pool of potential FDCPA defendants using principles of vicarious liability. Debt buyers are being sued based on the conduct of their agencies and law firms. Lawyers and agency owners are being sued based on the conduct of their clients and their collectors.

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FDCPA Defense

AUGUST 22, 2016

Hollins Law Firm , _F.3d There, the collection law firm defendant communicated with plaintiff on a number of occasions, and each time the firm identified itself as a “debt collector,” as required by section 1692e(11) of the FDCPA. 3d _, 2016 WL 4174747 (9th Cir.

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FDCPA Defense

NOVEMBER 10, 2015

The CFPB also required Encore to notify the collection agencies and law firms it retains whenever a debt has been previously disputed by the consumer. If the CFPB ultimately promulgates debt collection rules, it may finally provide a definition of a “dispute” under the FDCPA. See Encore Order , ¶ 129, PRA Order , ¶ 116.

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