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Advancing the Science of Optimization: FICO & Zuse Institute Berlin

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The MODAL initiative, which involves 15 industrial partners of different sectors and sizes, is funded by the Federal Ministry of Education and Research (BMBF). This work benefits industry-specific applications worldwide, and participating in the research helps us at FICO develop our Xpress optimization tools."

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Real-Time Payments Survey Reveals Growth in Usage - and Scams

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billion in scams in 2022, a 30% increase over 2021. Source: FICO Survey Opportunities for Education One contributing factor to the impact of scams is likely a widespread misunderstanding about the risks consumers face when using RTP channels.

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What Does 2023 Have in Store for U.S. Credit Risk and FICO Score Trends?

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FICO® Score in 2021 despite the pandemic. However, since April 2021, the average FICO® Score in the U.S. While inflation has persisted since mid-2021, it appears to be slowing down , though consumer prices still remain high. Consumers face debt burden challenges that could impact U.S. credit risk and FICO® Score trends.

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Closing the Case for Customer Centricity & Digital Transformation

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Mon, 04/12/2021 - 22:24. For educational material on digital transformation and digital disruption, please visit www.fico.com/DTeducation For information on digital transformation in the financial services industry, including detailed research and reports from Arizent and American Banker, please visit www.fico.com/ABresearch.

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Top 5 Customer Development Posts of 2022: Digital Banking and Pricing Opti

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Create content not just to educate existing customers, but also to use as a broader opportunity for organic growth. In November 2021, the European Banking Authority (EBA), the prudential arm of the European Union, issued a discussion paper on the use of machine learning in IRB models.

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