October, 2021

Money tricks to avoid (and treats to look out for!)


Even if it’s been a few years since you last were on the candy-receiving end of trick-or-treat, you know you still love this time of year. At a certain age we take our small pleasures where we can, and one of the sweetest treats in adulthood is unexpected cash.


Wayfinder: What’s the Next Phase of Your Law Firm’s Growth?

NCBA Law Practice Management Blog

Despite the way that attorneys often act, the law firm timeline is not a direct one, from open to close. There are bumps along the way, and also phases. In modern video games, wayfinder beacons guide players to a final destination. Each segment makes up a whole journey.


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Does Checking Your Credit Score Lower It?

Better Credit Blog

The answer is yes and no. Lenders and credit card issuers carry out two types of checks on your credit. The first, a soft credit check, doesn’t impact your credit score at all. The second, a hard check, knocks a few points off your score every time.

Number of Insolvent Businesses rises in September

UK debt collections

The number of businesses in England and Wales that went bust last month was the largest since the pandemic began. The latest Insolvency Service data shows that 1,446 company insolvencies were registered last month. Business insolvencies have increased by 7.2%

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Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

FAR Council Issues Ensuring Adequate COVID-19 Safety Protocols for Federal Contractors Clause

Burr Forman

On September 27, 2021 Burr & Forman published COVID-19 Vaccine Guidance for Federal Contractors , noting that the Federal Acquisition Regulatory Council was to develop a mandatory Federal Acquisition Regulation (“FAR”) clause for new contracts and solicitations over the Simplified Acquisition Threshold (currently $250,000.00).

More Trending

How to support your local community’s small businesses, even if you’re short on cash


Here’s what you can do to support local businesses right now, and why you should. It’s easy! Sustainable Banking Bank Local

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The Nice and Naughty List: How to Pick New Software

NCBA Law Practice Management Blog

Selecting new law firm software can be a daunting prospect. There are so many options, that attorneys are often waylaid by a paralysis of analysis, and then don’t end up making any positive changes at all.

How can a mechanic’s lien help an architect?

Collections Law

As an architect, you take pride in your work and when you deliver your product to a customer, you expect to get paid. What can you do if they don’t pay you as agreed, even though you have already done the work?

Which Funds Are Exempt From Judgment Enforcement?


When considering what funds are exempt from judgment enforcement and the reach of judgment creditors, New York and the federal government draw a line between enforcing judgments against consumers and enforcing judgments against commercial entities.

EEOC Issues New Guidance for Religious Objections to COVID-19 Vaccine Mandates

Burr Forman

On October 25, 2021, the Equal Employment Opportunity Commission (“EEOC”) issued new guidance regarding religious objections to workplace COVID-19 vaccination requirements.

3 tips to recover normalcy after bankruptcy

Roths Child Law

Bankruptcy is a means to an end. It helps you eliminate debts and get yourself into a better financial situation. You’ll go through credit counseling in most cases, and you’ll learn better ways to manage your money. There will be some negative impacts caused by bankruptcy.

Let’s check out your local economy


Your life is way too busy to think about the local economy right this minute. You are grabbing an order of fish and chips from the food truck outside the office because there are only 18 free minutes between your 11:00am staff meeting and your next Zoom call. Sustainable Banking Bank Local

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Ain’t No Valley Low Enough: You Almost Can’t Niche Down Enough

NCBA Law Practice Management Blog

Niche businesses, including niche law practices, are so effective , in large part because those business types reduce competition. That logic is probably obvious: any time you sell to a smaller interest group, you sell to fewer people – but, it’s really powerful in application.

The real cost of Small Business late payment

UK debt collections

The financial impacts from COVID is forcing many SME’s into bankruptcy. One of the major instigators of this is the late payments issue, which has increased by 20% from last year, to £61billion. .

Chopra: CFPB To Focus on ‘Repeat Offenders’

Account Recovery

The Consumer Financial Protection Bureau is planning to “sharpen its focus on repeat offenders,” specifically those companies that violate agency or federal court orders, Director Rohit Chopra is planning on telling the House Financial Services Committee today, according to a copy of his prepared remarks.

What You Should Know Before Taking a Loan From Your Credit Card Processor


Credit card processors often offer loans to businesses that accept credit cards. While these loans may have seemingly inviting agreements, there are some terms that offer the credit card processor speedier debt collection relief against you.

Are Confidentiality Agreements or Other Restrictive Covenants Enforceable in Florida Real Estate Transactions?

Jimerson Firm

It is a common question whether certain restrictive covenants, such as confidentiality agreements, are enforceable in Florida.

Ten important facts about debt


Americans are anchored by credit-card debt. Despite the drop in credit card debt in 2020, the average American household holds nearly $90,500 in total loan debt.

The Big Picture: Four Ways to Up Your Video Conference Game

NCBA Law Practice Management Blog

As much as you might dread the next Zoom meeting. And, the one after that. And, the next one. And, the one after that one. Video conferencing is here to stay. But, being at home, it’s easy to get blasé about how you treat those video conferences.

The CARES Act, Consumer Bankruptcy, and Mortgage Servicing

Sawin & Shea

At the start of 2020, Americans and individuals all over the world were affected by the pandemic. While the government created programs to assist those financially affected—such as the CARES Act—many who were already struggling before the hit of COVID-19 fell even further into debt.

Chopra To Testify Before House, Senate Committees This Week

Account Recovery

He hasn’t had time to find out where the office supplies are kept, but Rohit Chopra will go before the House Financial Services Committee tomorrow and the Senate Banking Committee on Thursday to deliver the Consumer Financial Protection Bureau’s annual six-month update.

Jocelyn Nager Named Super Lawyer for Sixth Consecutive Year


Jocelyn Nager, managing partner of the New York debt collection law firm Frank, Frank, Goldstein & Nager P.C., has been named a “Super Lawyer” for the sixth consecutive year.

Scary Money Tasks to Tackle Now

Nerd Wallet

There are some things no one wants to think about until they have to, like caregiving for your parents as they age and figuring out what happens to your finances when you die. But planning for these events now can spare you and your loved ones a lot of hassle later on. The first step.


Five things to know about car loans before applying


Few purchases rank higher in your life than buying a car, perhaps second only to buying a home or starting a business.

What are the Types of Damages a Property Owner Can Recover for Construction Defects?

Jimerson Firm

When a property owner experiences construction defects in their property, one of the important considerations as to whether or not to pursue a construction defect lawsuit is what types of damages may be available to remedy the defects.

Statement of CFPB Director Chopra on Stablecoin Report

Consumer Finance

CFPB Director Rohit Chopra released a statement today regarding the Report on Stablecoins issued by the President’s Working Group on Financial Markets, the Office of the Comptroller of the Currency, and the Federal Deposit Insurance Corporation. Press release


Getting to Know Patricia Cobb of Ability Recovery Services

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management.

Fourth year at American Profit Recovery…here I come…

American Profit

By Sabrine: I am approaching my fourth year here at American Profit Recovery. The time here flew by, and I am in awe that I have been here for as long as I have. Loyalty as well as being tenured at jobs growing up has been the norm for me prior to graduating college.


Mortgage Outlook: Falling Leaves, Rising Rates in October

Nerd Wallet

October mortgage rates forecast I predict that mortgage rates will rise in October. There will be ups and downs day to day, but mortgage rates will be higher at the end of the month than at the beginning of the month. That’s assuming the debt limit will be addressed in time to avoid a government.