Tue.Oct 25, 2022

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Judge Denies Motion to Remand FDCPA Case Back to State Court

Account Recovery

A District Court judge in California has denied a plaintiff’s request to remand a Fair Debt Collection Practices Act case to state court, ruling the plaintiffs have standing to sue because an FDCPA cause of action was “undeniably” alleged in the complaint. A copy of the ruling in the case of Ramirez et al. v. … The post Judge Denies Motion to Remand FDCPA Case Back to State Court appeared first on AccountsRecovery.net.

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Do Older Founders Have Traits that Make the Best Entrepreneurs?

Enterprise Recovery

In a recent Forbes article, the contributor suggests that older entrepreneurs outperform younger startup founders and lists numerous examples. GoDaddy was founded by Bob Parsons at age 47. E-Trade started with Bill Porter at age 54. Leo Goodwin, the founder of Geico, was 50. The article goes on to state that as individuals age, they're more likely to build a successful company.

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Appeals Court Reverses Ruling Whether Call Center Agents Should be Paid While Computers Boot Up, Shut Down

Account Recovery

The Court of Appeals for the Ninth Circuit has overturned a lower court’s ruling in favor of the defendant and ruled that the time spent by agents in a call center booting up and turning off their computers is an “integral and indispensable” part of their duties and they should be paid for that time, … The post Appeals Court Reverses Ruling Whether Call Center Agents Should be Paid While Computers Boot Up, Shut Down appeared first on AccountsRecovery.net.

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CFPB Issues Guidance to Help Banks Avoid Charging Illegal Junk Fees on Deposit Accounts

Consumer Finance

Agency highlights surprise overdraft and surprise depositor fees.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Collection Firm Accused of Sending MVN to Represented Individual

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Collection Firm Accused of Sending MVN to Represented Individual appeared first on AccountsRecovery.net.

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W.V. AG Calls for CFPB to Stop Using ‘Unconstitutionally Appropriated’ Funds

Account Recovery

The Attorney General of West Virginia has become the first to publicly question how the Consumer Financial Protection Bureau will continue to operate following a ruling last week from the Court of Appeals for the Fifth Circuit, sending a letter to the director of the agency asking what plans it is making in order to … The post W.V. AG Calls for CFPB to Stop Using ‘Unconstitutionally Appropriated’ Funds appeared first on AccountsRecovery.net.

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The Complete Guide to Frontier Airlines Partners

Nerd Wallet

If you’re looking to earn or redeem Frontier Miles, you don’t necessarily have to fly with the airline. In fact, a number of Frontier Airlines partners offer a few ways to travel and earn miles without boarding a Frontier-operated flight. While Frontier is not part of any airline alliances like Oneworld or Star Alliance —. Alisha McDarris writes for NerdWallet.

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Daily Digest – October 25. Collection Firm Accused of Sending MVN to Represented Individual; Judge Denies Motion to Remand FDCPA Case Back to State Court

Account Recovery

COLLECTION FIRM ACCUSED OF SENDING MVN TO REPRESENTED INDIVIDUAL Sending an individual a Model Validation Notice has led to a law firm facing a Fair Debt Collection Practices Act lawsuit, because the law firm allegedly knew the individual was being represented by an attorney, according to a complaint filed in the District Court for the … The post Daily Digest – October 25.

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This Black Friday Promises the Gift of Fewer Supply Chain Issues

Nerd Wallet

Logistics in general, and supply chains in particular, weren’t something Black Friday shoppers thought about much. Until the pandemic hit and empty shelves were where baby formula, produce and, yes, toilet paper once stood. Are we past shipping bottlenecks, clogged ports of entry and long-haul trucking issues? How will supply chains and inventory levels impact.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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What if Your Ex-Spouse Files for Bankruptcy?

Luftman, Heck & Associates.

If your ex-spouse declares bankruptcy while you are still married and your divorce has not been finalized, it could significantly impact you financially. Determining how your property, assets, finances, and debts are distributed when you divorce will be essential to the settlement process. Unfortunately, a bankruptcy declaration can have a significant impact on these plans.

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5 Things to Know About the Upgrade Life Rewards Card

Nerd Wallet

The Upgrade Life Rewards Card is the most recent credit card/personal loan hybrid from the financial technology company Upgrade. With no annual fee and the ability to earn an unlimited 3% cash back on gas, groceries, health services, streaming, and utility bill expenses, this card can upgrade the rewards earnings of even those with fair. Craig Joseph writes for NerdWallet.

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Service Sector Resilient Despite Steady Inflation

NACM

Despite talks of a potential recession and inflation's tight hold on the U.S. economy, the services sector remains resilient.

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How to Buy and Sell Crypto With PayPal

Nerd Wallet

Online payment service PayPal allows you to transfer cryptocurrencies in and out of the platform. This feature launched in August 2022; before then, users could buy, sell and hold crypto with PayPal but not send coins to other users or crypto wallets. The platform’s crypto functionality is more advanced than that of its subsidiary Venmo, Dalia Ramirez writes for NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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What is Delta Status Worth?

Nerd Wallet

Your Delta Air Lines flight just started boarding. You hear the boarding call for Diamond Medallion members and a herd of well-heeled travelers strut up to the front of the line, metal tags clinking against their Tumi luggage. These most elite of the elite road warriors earn well over 125,000 elite qualifying miles and most. Aaron Hurd writes for NerdWallet.

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What Makes a Good Store Credit Card, and How to Avoid Bad Ones

Nerd Wallet

As holiday shopping gets underway, many of us will face the pitch at least once at the store register: “Would you like to save 25% on your purchase today by opening a store credit card?” The specific perk or discount may vary, but retail clerks across the country will generally follow a familiar corporate script, Jaime Hanson writes for NerdWallet. Email: jhanson@nerdwallet.com.

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The Guide to Travelex Insurance Services

Nerd Wallet

Travelex Insurance Services is a U.S.-based insurance company that has been in the insurance industry for more than 25 years. Headquartered in Omaha, Nebraska, it’s owned by Zurich Insurance Group and is a part of the Cover-More Group, which has a global presence in travel insurance plan offerings. But what does this all mean to. Jennifer Calonia writes for NerdWallet.

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