Account Recovery

SEPTEMBER 20, 2021

Student loan debt is keeping a lot of people from accomplishing their financial objectives, according to a report released by the National Association of Realtors, including buying a home, taking a vacation, and starting a family, while also forcing more individuals to take second jobs or work where they are not happy to be able … The post Student Loan Debt Holding Individuals Back: Report appeared first on AccountsRecovery.net.

Student loans 246

Student loans Student Loans Loans 246

Nerd Wallet

SEPTEMBER 20, 2021

Are your kids begging for a trampoline? You’re not alone. Hundreds of thousands of backyard trampolines are sold in the U.S. every year, much to the delight of aspiring young acrobats across the country. But trampolines can also pose a risk to those young acrobats. Over 100,000 people — more than 90% of whom are. Doug Sibor writes for NerdWallet. Email: dsibor@nerdwallet.com.

103

103

Account Recovery

SEPTEMBER 20, 2021

Millions of individuals who rent apartments or homes nationwide are at risk of “economic harms” as programs created to help individuals during the COVID-19 pandemic are coming to an end, according to a report issued by the Consumer Financial Protection Bureau, and companies in the accounts receivable management industry might want to take notice of … The post Renters at Risk as COVID Assistance Plans Expire: CFPB appeared first on AccountsRecovery.net.

Accounts Receivables Management 239

Accounts Receivables Management 239

Nerd Wallet

SEPTEMBER 20, 2021

Maybe you’ve already got yourself a credit card, perhaps a store card or one that earns cash back. You might have even heard of travel cards, like the ones that promise airport lounge access or earn points for hotel stays — and now your interest is piqued. For someone simply looking to dip their toes. Carissa Rawson writes for NerdWallet. Email: wpguestuser+carissarawson@nerdwallet.com.

97

97

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

SEPTEMBER 20, 2021

The Court of Appeals for the Eleventh Circuit has vacated an order imposing sanctions on a pair of plaintiff’s attorneys because the individual they were representing failed to show for a scheduled mediation session in a Fair Debt Collection Practices Act case and because a District Court judge did not provide the attorneys with enough … The post Appeals Court Overturns Sanctions Ruling Against Plaintiff’s Attorneys appeared first on AccountsRecovery.net.

Fair Debt Collection 237

Fair Debt Collection Collections Credit Management 237

Account Recovery

SEPTEMBER 20, 2021

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics. And Our New BLG360 Program – Your Low Monthly Retainer Compliance Solution. Visit www.bedardlawgroup.com, email John H.

230

230

Nerd Wallet

SEPTEMBER 20, 2021

American Express offers a smorgasbord of credit cards designed to appeal to a range of personal preferences: If you prefer cash back on grocery purchases, for instance, there is an AmEx card for you. If your tastes veer more toward luxury travel, the issuer has a card for you, too. American Express cardholders enjoy high. Kimberly Palmer writes for NerdWallet.

87

87

Account Recovery

SEPTEMBER 20, 2021

APPEALS COURT OVERTURNS SANCTIONS RULING AGAINST PLAINTIFF’S ATTORNEYS The Court of Appeals for the Eleventh Circuit has vacated an order imposing sanctions on a pair of plaintiff’s attorneys because the individual they were representing failed to show for a scheduled mediation session in a Fair Debt Collection Practices Act case and because a District Court … The post Daily Digest – September 20.

Fair Debt Collection 221

Fair Debt Collection Collections 221

Nerd Wallet

SEPTEMBER 20, 2021

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions. This week’s episode starts with a discussion of DIY investing — what it is, how to do it and any potential risks. Then we pivot to answering some of our listeners’ money questions, including how to manage your credit score, whether you. Liz Weston writes for NerdWallet.

80

80

Advertisement

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

Collections

Public Citizen

SEPTEMBER 20, 2021

Here's how the Eighth Circuit, in its brand-new decision, McCoy v. Walmart , described the merits of the consumer class action before it: "Debbie McCoy purchased Walmart gift cards as Christmas presents. The cards turned out to be worthless, however, because one had been deactivated and the other had no balance remaining. McCoy, seeking to represent a nationwide class of disgruntled gift-card purchasers, sued Walmart.

75

75

Nerd Wallet

SEPTEMBER 20, 2021

Sometimes it pays to pay an annual fee. Cards that charge yearly fees typically come with rewards and benefits that can offset the cost. But there are many worthwhile cards that you won’t pay anything to carry, and that come with benefits and perks, as well. Plus, because you don’t have to pay an annual. Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com.

75

75

Roths Child Law

SEPTEMBER 20, 2021

When your debt payments exceed your income, you may have to get creative about how you balance your budget. Credit card companies are great at offering services that look like solutions but that do nothing to get you out of debt. . Before you take advantage of one of the financial products offered by your credit card company, it's important that you recognize the potential pitfalls involved with that product or service.

Bankruptcy 52

Bankruptcy Banks 52

Nerd Wallet

SEPTEMBER 20, 2021

American Express offers three Hilton Honors credit cards that allow you to earn a lot of welcome bonus points by hitting a spending minimum in the first three months of card membership. But after those crucial first three months, it’s time to think about how you’ll use the card going forward. Should your Hilton AmEx. Paul Rubio writes for NerdWallet.

70

70

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Troutman Sanders

SEPTEMBER 20, 2021

Like most industries today, Consumer Finance Services businesses are being significantly impacted by the novel coronavirus (COVID-19). Troutman Pepper has developed a dedicated COVID-19 Resource Center to guide clients through this unprecedented global health challenge. We regularly update this site with COVID-19 news and developments, recommendations from leading health organizations, and tools that businesses can use free of charge.

Financial services 52

Financial services Foreclosure Debt collector Student loans 52

Nerd Wallet

SEPTEMBER 20, 2021

Hilton is a global hotel chain with over 6,500 properties across its numerous brands. It not only includes the namesake Hilton Hotels & Resorts, but also Waldorf Astoria, Hampton by Hilton, DoubleTree by Hilton and Conrad. Hilton’s loyalty program is called Hilton Honors and it comes with a number of benefits, which vary depending on. Josh Garber writes for NerdWallet.

67

67

Troutman Sanders

SEPTEMBER 20, 2021

Justin Balser , an experienced litigator and compliance attorney, has joined Troutman Pepper’s nationally recognized Consumer Financial Services Practice Group as a partner. Balser joins from Akerman where he was managing partner of the firm’s Denver office. He previously served as legal counsel and advisor to senior management at Lehman Brothers’ mortgage subsidiary, Aurora Loan Services LLC.

Financial services 52

Financial services Financial Institution Loans Lender 52

Nerd Wallet

SEPTEMBER 20, 2021

Truck drivers are required to carry commercial auto insurance, but what about other types of business insurance? While not legally mandated, trucking general liability insurance, business interruption insurance and motor cargo coverage can help protect your company from lawsuits and losses. Use this guide to navigate the process of evaluating your coverage needs, as well.

Auto Insurance 63

Auto Insurance 63

Advertisement

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

Collections

Troutman Sanders

SEPTEMBER 20, 2021

Earlier this month, we reported on two Senate privacy bills reintroduced from last year’s legislative session. These reintroductions are part of a broader wave of federal privacy bills, none of which are making meaningful progress toward becoming law. While the prospect of a comprehensive federal privacy law in the near term remains unlikely, a recent appropriation proposal and the nomination of longtime privacy advocate Alvaro Bedoya indicate that Democrats are attempting to empower the Federal

Trade 52

Trade Collections Government 52

Nerd Wallet

SEPTEMBER 20, 2021

Square is a popular point-of-sale platform and payment processor. It’s often used by restaurants, retailers and service providers, and can process in-person, online, phone and mobile credit card payments. The processing rate is 2.6% plus 10 cents per in-person transaction. There’s no monthly fee, and a free credit card reader is provided. A register costs.

Retail 60

Retail 60

Better Credit Blog

SEPTEMBER 20, 2021

The process of getting approved for a mortgage loan and buying a home is a long one with a considerable number of steps. You’re going to need to have the money for a down payment ready, and get your financial documents ready for submission to your lender. You’re going to need to make certain that your credit score is high enough to inspire confidence in your lender, and if that’s not the case, you’ll need to begin to take the steps to improve it.

Loans 52

Loans Lender Startups Collateral 52

Nerd Wallet

SEPTEMBER 20, 2021

Independent contractors aren’t immune to liability risks. If a company or client hires you as a 1099 worker to do a job and subsequently sues you — or if a third party sues the company and names you in the lawsuit — independent contractor insurance can help protect you. If you don’t have a formal. Rosalie Murphy writes for NerdWallet. Email: rmurphy@nerdwallet.com.

60

60

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Public Citizen

SEPTEMBER 20, 2021

Jim Hawkins of Houston and Tiffany Penner have written Advertising Injustices: Marketing Race and Credit in America, 70 Emory Law Journal 1619 (2021). Here is the abstract: Access to affordable credit played a central role in the Civil Rights Movement. But today, racial and ethnic minorities oversubscribe to high-cost lending products like payday loans and underuse more affordable credit options that traditional banks offer.

Lender 45

Lender Banks Education Loans 45

Jimerson Firm

SEPTEMBER 20, 2021

Featured in the September 2021 Issue. Partner’s Perspective: Finding Your Motivation. Cast Your Vote: Jimerson Birr Nominated for a Reader’s Choice Award from Florida Community Association Journal. Join Charlie Jimerson and the Juvenile Diabetes Research Foundation for a Party with a Purpose. Curiosities, Ruminations and Various Eccentricities of Firm Biz.

40

40

NACM

SEPTEMBER 20, 2021

According to a recent Germany corporate payment survey by Coface, payment delays have steadily decreased from 2020 to 2021. Among the companies responding to the survey, only 59% are reporting payment delays this year – a 9% decrease from 2020.Companies are also reporting a drop in the duration of payment delays resulting in an 8-day decline to an.

5

5