Account Recovery

DECEMBER 15, 2020

Debt collectors, for as long as the Fair Debt Collection Practices Act has been in effect, have had rules about when it is ok and when it is not ok to speak with consumers. Collectors are required to call consumers during certain hours and calls made outside those times can be considered a violation of … The post Breaking Down the ‘Know or Should Know’ Requirement of the CFPB’s Debt Collection Rule appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections Debt collector 246

Nerd Wallet

DECEMBER 15, 2020

This article provides information and education for investors. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks or securities. What’s a gift that’s more thoughtful than a stack of cash, doesn’t require leaving the house and keeps on giving longer than a jelly-of-the-month.

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Education 132

Account Recovery

DECEMBER 15, 2020

Members of both parties and in both chambers of Congress have reached a consensus on a bill that aims to protect patients from receiving surprise medical bills by prohibiting hospitals and healthcare providers from charging fees that a patient’s insurance will not cover and preventing patients from being billed when they receive emergency services from … The post Congress Announces Consensus to End Surprise Medical Bills appeared first on AccountsRecovery.net.

Healthcare 246

Healthcare 246

Credit Corp

DECEMBER 15, 2020

More than 43 million people in America pay rent, but you wouldn’t know it to look at their credit reports. In fact, most rent and utility payments are not reported to the credit bureaus, which means you may not be getting credit for bills that you regularly pay. Here’s how to add rent and utility payments to your credit report. >> Learn more: How Rent Can Affect Your Credit Score.

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Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

DECEMBER 15, 2020

The Court of Appeals for the Eighth Circuit has vacated a judgment in favor of a plaintiff who alleged a debt buyer violated the Fair Debt Collection Practices Act because the collection agency it used to collect on an unpaid debt contacted the plaintiff even though she was represented by an attorney — a fact … The post Appeals Court Vacates Judgment for Plaintiff in FDCPA Case appeared first on AccountsRecovery.net.

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Judgment Fair Debt Collection Collection Agencies Collections Agency 246

Account Recovery

DECEMBER 15, 2020

A North Carolina woman has pleaded guilty to charges of wire fraud and money laundering after being accused of orchestrating a collection scheme that netted $1.9 million in payments from unsuspecting individuals. Carissa Eugenia Brown is facing 20 years in prison and a $250,000 fine for the wire fraud charge and 10 years in prison … The post Scammer Facing 30 Years in Prison After Pleading Guilty in $2M Collection Scheme appeared first on AccountsRecovery.net.

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Collections 246

Nerd Wallet

DECEMBER 15, 2020

The Citi Premier® Card offers a lucrative sign-up bonus and a low annual fee while letting you earn Citi’s transferable currency, ThankYou points. Despite some changes earlier this year that made this card less valuable for travelers, there remain some underrated benefits that make the card worth considering. Here’s a quick review of well-known reasons.

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Account Recovery

DECEMBER 15, 2020

The Court of Appeals for the Seventh Circuit has affirmed the dismissal of a pair of Fair Debt Collection Practices Act class-action letter lawsuits — but on different grounds than originally dismissed — because the plaintiffs never identified a concrete injury that was suffered as a result of what was said in the letters. A … The post Appeals Court Affirms Dismissal of FDCPA Class-Actions, But For Lack of Standing appeared first on AccountsRecovery.net.

Fair Debt Collection 245

Fair Debt Collection Collections 245

Nerd Wallet

DECEMBER 15, 2020

Conventional wisdom used to be that store credit cards weren’t always ideal for consumers. This was in part related to their often limited acceptance outside of a specific brand, as well as their high interest rates, low credit limits, and mediocre rewards and redemption options. But at least on that last point, conventional wisdom is. Kimberly Palmer writes for NerdWallet.

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Collections

Account Recovery

DECEMBER 15, 2020

APPEALS COURT VACATES JUDGMENT FOR PLAINTIFF IN FDCPA CASE The Court of Appeals for the Eighth Circuit has vacated a judgment in favor of a plaintiff who alleged a debt buyer violated the Fair Debt Collection Practices Act because the collection agency it used to collect on an unpaid debt contacted the plaintiff even though … The post Daily Digest – December 15.

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Fair Debt Collection Judgment Collection Agencies Collections Agency 162

Nerd Wallet

DECEMBER 15, 2020

For points and miles collectors, it’s easy to stick to the airline loyalty programs you know. After all, it can be hard enough to figure out the ins and outs of just a few of these programs, let alone dozens. However, when it comes to award flights, a little bit of knowledge can go a. JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article International Airline Programs You Can Use to Book Domestic Flights originally appeared on NerdWallet.

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Fico Collections

DECEMBER 15, 2020

I’m thrilled that FICO has been named as the Category Leader for Innovation in the recently published 2021 Chartis RiskTech 100. Additionally, FICO was recognized as one of the top six overall risk management technology vendors and won Category Leader for AI Applications and Financial Crime-Enterprise Fraud. This year’s Chartis RiskTech 100, a comprehensive study of the world's major technology solution providers in risk and compliance report, highlights the increase in banks and financial inst

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Financial Institution Financial services Banks 52

Nerd Wallet

DECEMBER 15, 2020

The $95-annual-fee Capital One Venture Rewards Credit Card is tweaking its welcome offer. As of Dec. 15, 2020, new cardholders can earn 60,000 bonus miles after spending $3,000 on purchases within 3 months of account opening. That’s a value of $600 when you redeem for travel. Previously, the card featured a limited-time offer of 100,000 bonus miles.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

Price Meese

DECEMBER 15, 2020

Gail Price has been acknowledged as one of America’s Most Honored Lawyers for 2020 by The American Registry. Congratulations Gail on another accomplishment. The post Gail Price named to American Registry of Lawyers appeared first on Price, Meese, Shulman & D’Arminio, PC.

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Lawyers 52

Burr Forman

DECEMBER 15, 2020

COVID-19 has certainly been a devastating and disrupting force for businesses in 2020. Since the pandemic began, a major point of contention between corporate policyholders and insurers is whether these disruptions rise to “business interruptions” as defined under insurance policies offering business interruption (BI) coverage. Companies often purchase BI coverage as part of traditional “all-risk” commercial property policies., and the coverage is generally designed to cover lost income (often i

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Retail Government Construction 52

Price Meese

DECEMBER 15, 2020

Gail Price has been named as one of Bergen County’s best lawyers by Bergen Magazine in the areas of land use and zoning. Congratulations Gail on your continued excellence. The post Gail Price named Bergen County Top Lawyer appeared first on Price, Meese, Shulman & D’Arminio, PC.

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Lawyers 52

Burr Forman

DECEMBER 15, 2020

Insurers often rely on counsel, external or otherwise, when addressing the validity and/or strength of claims filed by their insureds. However, there is a trend in the courts which makes the extent and nature of such reliance something worth watching carefully, as there are circumstances in which that reliance could lead to the discoverability of otherwise privileged materials in the face of bad-faith denial claims.

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Collections 52

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Collections

TCPA

DECEMBER 15, 2020

Last week, the District of Nevada contributed to a growing consensus among Ninth Circuit district courts that TCPA liability generally does not extend to companies that produce equipment used to place unlawful calls—such as messaging platforms and contact lists— because … Continue reading →

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Click Notices

DECEMBER 15, 2020

The pandemic this year has presented the multifamily industry with unprecedented challenges. The effects of these challenges have forced the industry to pivot to meet resident and prospect needs quickly. Despite the challenges the pandemic has brought to property managers, it has also created possibilities for them to rethink their resident retention strategies and communicate creatively.

Education 52

Education Government Collections 52

Fico Collections

DECEMBER 15, 2020

It’s an understatement to say that we are living is a very different world than a year ago. Many predictions made last January have come true , but for reasons we never could have imagined. It is true that the pandemic has accelerated the majority of digital trends and challenges this past year; I believe the “COVID effect” will persist strongly into 2021, which brings me to three broad predictions: Consumer spending patterns will remain in flux, requiring financial institutions to keep their gu

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Banks Financial Institution 52

Prosperity Now

DECEMBER 15, 2020

Earlier this year, Prosperity Now gathered several housing partners with a request: join us as we explore the intersection of

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Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

Fico Collections

DECEMBER 15, 2020

Santa Claus is facing a challenge in this pandemic year. Kids worldwide can’t sit on Santa’s lap. Elves are in lockdown and he needs to find new toy sources. Plus with Dancer and Prancer self-isolating, he needs a new way to make his worldwide rounds. This calls for advanced AI and decision management technology – enter FICO! The race is on to keep Santa on schedule. .

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Manufacturing Loans 52

Public Citizen

DECEMBER 15, 2020

Here. Excerpt: One reason there may have been so few consumer lawsuits is that it is  difficult to prove  exactly where and how a person got COVID, especially during a pandemic. And even in the rare case that a consumer can summon the needed proof, he or she would still have to show that the business did something unreasonable. So by leaving the rules as they are, we can still give businesses an incentive to take reasonable steps to protect their customers and employees while achievi

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Burr Forman

DECEMBER 15, 2020

When an owner seeks the appraisal of a property insurance claim, insurers commonly object by demanding that the trial court must first rule on defenses to coverage before allowing appraisal panel to value the total claim submitted by the owner. As a result, Florida courts have been hesitant to compel appraisal of an owner’s property claim, usually valued through a public adjuster estimate, when coverage or scope issues persist and have not been first ruled on by the trial court.

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PDC Flow

DECEMBER 15, 2020

PDCflow’s development team works hard to continually improve the products and services we offer. In this quarterly article series, Product Manager Kristen Makanoa highlights what we’ve been working on. Kristen Makanoa. Product Manager, PDCflow. It’s a pleasure to work with this excellent team and to help our new and loyal customers! After my first few months here, I’ve taken an opportunity to pause and look back at the new features and enhancements we’ve recently made available. .

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Credit Unions