Wed.Nov 24, 2021

Why is my credit score low after getting a credit card?

Better Credit Blog

Ironically, even when a credit card issuer checks your credit history and approves you, your credit score still drops by a few points. This is because they’ve had to run a hard credit check or inquiry so they could see your full credit history.

Why You May Need a Certificate of Trust When Selling Real Estate in Michigan


A last will and testament and a living trust are two of the most common estate planning methods. A living trust is attractive for many because it provides for an efficient and effective disposition of assets to loved ones, and unlike a will a living trust avoids probate court.


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Complaints Drop, But Lawsuits Rise in October: WebRecon

Account Recovery

Consumers continued to appear to have opposing reactions to their interactions with companies in the accounts receivable management industry in October, with fewer consumers complaining to the Consumer Financial Protection Bureau, but more consumers filing lawsuits, according to data released yesterday by WebRecon.

Ask a Travel Nerd: How to Avoid the Line at the Airport Bag Check Counter

Nerd Wallet

Air travel during the holidays typically incurs no shortage of lines. Throw in the range of COVID-19 impacts — including more travelers hoping to make up for the past years of lost travel — plus ongoing staff shortages, and you can expect lines to be plentiful.


Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Collection Operations Banned From Industry, to Pay $1.2M in Fines

Account Recovery

The Attorney General of New York announced yesterday a settlement with three debt collection companies owned by Andrew Fanelli that will permanently ban them from any future debt collection activities while also paying $1.2

More Trending

Bedard Breaks Down How Collectors Must Send Disclosures Under Regulation F

Account Recovery

In a lot of what’s included in Regulation F, the Consumer Financial Protection Bureau gave debt collectors options, such as what to say in the Limited-Content Message or what to include in the Model Validation Notice. Gateway Review: Pricing, Features, Alternatives

Nerd Wallet is a go-to payment gateway provider that handles more than 1 billion transactions annually, has transparent pricing and offers 24/7 customer support. With, businesses can accept all major credit and debit cards, Apple Pay, PayPal and electronic checks.


Daily Digest – November 24. Collection Operation Banned from Industry; Bedard Breaks Down Reg F’s Disclosure Requirements

Account Recovery

ELEVENTH CIRCUIT ANNOUNCES DATE, TOPIC FOR HUNSTEIN REHEARING The battle lines have been drawn. When it hears arguments in Hunstein v.

HMRC facing pressure to improve Debt Collection

UK debt collections

In the latest HMRC update, overdue debt increased to £58 billion – a record-breaking level of debt. Sushil Patel, Director of Restructuring Advisory at Kroll, has explained how this may impact the collection of debt in a period of financial recovery for the UK.

Frontline Asset Strategies Participates in Breast Cancer Awareness & Susan G. Komen Race for the Cure

Account Recovery

Jacksonville, FL — Frontline Asset Strategies (“FAST”), a professional collection agency located in Roseville, MN, and Jacksonville, FL, participated in October’s Breast Cancer Awareness Month.

It’s OK to Sit Out Black Friday This Year

Nerd Wallet

It’s that time of year when retailers seem to join forces to plant a message in shoppers’ minds: “Buy Stuff on Black Friday, or You Are a Fool.” They transmit this message in loud TV commercials, targeted social media ads and promotional emails you don’t remember subscribing to. But you are no fool.

The Automatic Stay and Bankruptcy

Sawin & Shea

If you are facing overwhelming debt, you may feel like you’re drowning and have no options. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. There are benefits when you file for bankruptcy that protect you.

What to Expect in New York Debt Collection Law in 2022


There are a number of new developments in New York State legislation that will change New York debt collection law and likely impact your receivables and collection claims, and ultimately your bottom line.

The Automatic Stay and Bankruptcy

Sawin & Shea

If you are facing overwhelming debt, you may feel like you’re drowning and have no options. However, though bankruptcy can seem scary, it is an option and one that can genuinely help you get back on your feet. There are benefits when you file for bankruptcy that protect you.

Global Standard for Classifying Goods to Change Come January


Another factor will soon further complicate the global supply chain crisis and international trade—new harmonized system numbers (known as HS codes). HS codes are the global standard for classifying goods in international trade. Starting Jan.

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Money perks: 7 tips to make your money work


Did you get an allowance when you were young? Maybe it was your job to feed the dog, or take out the trash, or do dishes after dinner. If you wanted to earn a little more to buy something you had your eye on, what were your options?


Marcel Debruge Discusses National Union and Striking Efforts for The Wall Street Journal Video Series

Burr Forman

With employers across the country monitoring the conversation around supposedly expanding unionization activities and American workers going on strike, Marcel Debruge was included in The Wall Street Journal’s Current Features video series on November 23, 2021, providing perspective on the state of employee protections in today’s legal landscape.


How to Be a 5-Star Traveler This Holiday Season

Nerd Wallet

If you skipped holiday travel last year (or haven’t traveled at all during the pandemic), your travel skills might be rusty. Plus, some travel etiquette has changed.


FICO is a Top 10 RiskTech Company in the 2022 Chartis RiskTech100® Report

Fico Collections

The 2022 Chartis RiskTech100® Report is live, and I am proud to announce that FICO ranked 6th overall in the annual report and was named the category winner for: Innovation (5th consecutive year). Artificial Intelligence Applications. Financial Crime – Enterprise Fraud. Retail Credit Analytics.

Biden Acts to Ease Gas Prices, But You Can Save Money Now

Nerd Wallet

President Joe Biden is taking steps to wrestle down gas prices, which were nearly 60% higher in October 2021 than they were the same month a year ago.


10 Questions or Less – Why Consumers Abandon Account Opening

Fico Collections

New research shows that when it comes to opening a new online account, most customers are prepared to answer up to 10 questions. Any more and over half (+50%) simply abandon the process.

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