Mon.Aug 08, 2022

Writing in the Margins: Just How Much Does Your Overhead Cut Into Your Revenue?

NCBA Law Practice Management Blog

Law firms often focus on gross revenue, when calculating how much they make. But, there are expenses that go into running every business, including a law firm. And, gross profits aren’t what you really make.

Trial to Start This Week Challenging Arizona Medical Debt Collection Initiative

Account Recovery

A trial is scheduled for this week in Arizona to challenge adding an item to the November ballot that would give residents of the state the opportunity to increase the amounts that consumers can shield from garnishments to pay medical debts while also lowering the judgment interest rate on medical debt.

What the Inflation Reduction Act Means for Green Energy Stocks

Nerd Wallet

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

PRA Group Leader LaTisha Tarrant Named Chief Human Resources Officer

Account Recovery

NORFOLK, Va., 5, 2022 — PRA Group, Inc., a global financial services company, has named LaTisha Tarrant as Chief Human Resources Officer (CHRO), effective Aug.

Successful Change Management with Enterprise Risk Management

Speaker: William Hord, Vice President of ERM Services

Join us as we discuss the various tangents of data and the change management process that will help you make better risk-based business decisions to save time and money for your organization.

Smart Money Podcast: What the Heck Is Crypto, Anyway?

Nerd Wallet

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

More Trending

How to Save on School Supplies by Tapping Your Community

Nerd Wallet

It’s that time again: back to school, back to spending so much money on supplies. And this year, families will have to shell out even more than usual because of inflation. Thankfully, you can still save money on supplies and other gear by leaning on local parents, neighbors and community members.


Judge Rules Plaintiff Who Claimed to Suffer Stress & Anxiety Over Collection Attempt Has Standing to Sue

Account Recovery

Where Are We Now? 2022 Data Science and AI Predictions Revisited

Fico Collections

Where Are We Now? 2022 Data Science and AI Predictions Revisited. Within my AI predictions for the year, interpretable machine learning (ML) models have surprised me by garnering greater awareness from data science leaders. Saxon Shirley. Thu, 05/12/2022 - 07:46. by Scott Zoldi.

Compliance Digest – August 8

Account Recovery

I’m thrilled to announce that Bedard Law Group is the new sponsor for the Compliance Digest. Bedard Law Group, P.C. – Compliance Support – Defense Litigation – Nationwide Complaint Management – Turnkey Speech Analytics.


How Preparation and Strategy Can Be Used to Fight and Defeat Any Ransomware Attack

Speaker: Karl Camilleri, Cloud Services Product Manager at phoenixNAP

Through a detailed analysis of major attacks and their consequences, Karl Camilleri, Cloud Services Product Manager at phoenixNAP, will discuss the state of ransomware and future predictions, as well as provide best practices for attack prevention and recovery.

The Guide to Chase Freedom Rental Car Insurance

Nerd Wallet

Car accidents can happen at any moment — even while you’re on vacation. When you’re renting a car, being involved in an accident can be even more stressful because you’re in a new location with a car that isn’t even yours.


Daily Digest – August 8. Judge Rules Plaintiff has Standing After Suffering Stress & Anxiety; Encore Capital’s CEO Weighs in on Inflation and Recession

Account Recovery

JUDGE RULES PLAINTIFF WHO CLAIMED TO SUFFER STRESS & ANXIETY OVER COLLECTION ATTEMPT HAS STANDING TO SUE A District Court judge in Georgia has denied a defendant’s motion to dismiss on the grounds that the plaintiff lacks standing to sue, ruling that his claims of being “stressed, anxious, and worried” after receiving a letter attempting … The post Daily Digest – August 8.

Delta Comfort Plus vs. Premium Select: Which Is Best?

Nerd Wallet

Choosing where to sit on a flight used to be fairly straightforward: You chose either first class or economy. These days, airlines have created so many classes of service it can be hard to tell what each one offers. From the posh Delta One seats to Comfort Plus, basic economy and more, Delta has a.


April Mason Recognized in Birmingham Business Journal’s 2022 Who’s Who in Law.

Burr Forman

April McKenzie Mason , Burr & Forman’s Birmingham Office Managing Partner, has been named to The Birmingham Business Journal’s 2022 Who’s Who in Law. The annual list is comprised of the top executives for the top companies in the industry around Birmingham.

Mandatory COVID Vaccination Policy Template

The federal government is developing a rule requiring employers with more than 100 employees ensure their workers are vaccinated or produce a negative COVID test weekly before entering the workplace. So, what can your organization do to prepare? Get Paycor’s COVID Vaccination Policy Template to help communicate important details to your employees.

Round-Trip vs. One-Way Award Flights: Why It’s Worth Considering

Nerd Wallet

If you’ve ever priced one-way international flights, you probably found that two one-way flights are more expensive than a round-trip flight. However, this isn’t always the case — especially when booking flights using points and miles.


The No Surprises Act’s Good Faith Estimates – What Every Provider Needs to Know

Burr Forman

Reprinted with permission from Birmingham Medical News (Published August 2022). The No Surprises Act (“NSA”) became effective January 1, 2022 and protects consumers against surprise medical bills.

4 Bank App Features You Might Be Missing Out On

Nerd Wallet

If you use your bank’s mobile app, you likely have access to an array of features, some of which you may not know about.

Banks 79

Texas District Court Joins the Third, Sixth, and Eleventh Circuit Courts of Appeal, Permitting a Private Right of Action for Violation of Section 64.1200(d)


The Northern District of Texas, in Powers v. One Technologies, LLC, joined its sister courts and the Third, Sixth, and Eleventh Circuit Courts of Appeal to hold that 47 C.F.R.


2023 FICO Decisions Awards Now Open

Fico Collections

2023 FICO Decisions Awards Now Open. Call for analytics and digital transformation champions! Saxon Shirley. Thu, 08/04/2022 - 10:01. by Nikhil Behl. expand_less Back To Top. Mon, 08/08/2022 - 15:10. I am excited to announce that our 2023 FICO Decisions Awards are now open!

California Privacy Protection Agency Unanimously Opposes the American Data Privacy and Protection Act

Collection Industry News

Cynthia Larose, August 4, 2022. The new California privacy regulatory body, the California Privacy Protection Agency (CPPA), has loudly voiced its opposition to the proposed federal American Data Privacy and Protection Act (ADPPA). The bottom line for the unanimous opposition: the ADPPA would preempt California’s privacy laws – both the California Consumer Privacy Act and the California Privacy Rights Act effective as of 1/1/23 – and establishes a ceiling on privacy regulation by states.

CFPB Director Chopra Discusses Inflation and Cryptocurrency

Collection Industry News

Moorari Shah, A.J. Dhaliwal, Gabriel Khoury. August 8, 2022. On July 27, CFPB Director Chopra was interviewed in multiple publications, here and here, about, among other topics, how the CFPB could seek to help mortgage borrowers strained by the Federal Reserve’s battle against inflation and how the agency is looking at cryptocurrency. Below are some of the more important updates from the interviews. Cryptocurrency.

Student Loan Forgiveness: New Blockbuster Plan To Cancel Student Loans

Collection Industry News

Zack Friedman, Aug 5, 2022. Republicans have proposed a blockbuster new plan for student loan forgiveness. Here’s what you need to know — and what it means for your student loans. Student Loans President Joe Biden is days away from announcing his decision on broad student loan forgiveness. Before that happens, however, Republicans in Congress have introduced major legislation to change the future of student loans and student loan forgiveness.

California Private Student Loan Collections

Collection Industry News

Chris Micheli, August 5, 2022. California has a number of formal acts in statute. Civil Code Division 3, Part 4, Title 1.6C.15 provides the Private Student Loan Collections Reform Act, which is contained in Sections 1788.200 to 1788.211. Title 1.6C.15 was added in 2021 by Chapter 559. Section 1788.20 names the Act.

US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession

Collection Industry News

PAUL WISEMAN, AP Economics Writer, Aug 5, 2022. WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring all of the positions lost in the coronavirus recession. Unemployment fell to 3.5%, the lowest level since the pandemic struck in early 2020. There were 130,000 more jobs created in July than there were in June, and the most since February.

53% of Consumers Say They Are Financially Worse Off Than Last Year

Collection Industry News

PYMNTS, August 5, 2022. Inflation runs rampant, at levels not seen in decades. Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending, taking reserves against anticipated loan losses seems the prudent thing to do. And through it all, the Fed continues to raise rates, which means that the carrying costs of debt is more expensive. In the Consumer Inflation Sentiment report, we find that the sentiment is, well, bleak.