data-research hmda 
Collection Industry News
NOVEMBER 23, 2021
Earlier this week, the CFPB issued a Request for Information (RFI) regarding an assessment of the significant amendments to the Home Mortgage Disclosure Act rules, known as Regulation C, adopted in October 2015 and subsequently revised in several additional rulemakings (the “HMDA Rule”).
Troutman Sanders
OCTOBER 25, 2023
The final rule retains several key aspects of the proposed rule issued in June 2022, such as flexibility in retail lending evaluations for banks with less than $600 million in assets and new data collection and reporting requirements for banks over $2 billion in assets. Promote transparency and public engagement.
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Troutman Sanders
JULY 5, 2023
On June 29, the Federal Financial Institutions Examination Council announced the availability of data on 2022 mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA) by 4,460 U.S. The HMDA data are the most comprehensive publicly available information on mortgage market activity.
Troutman Sanders
JANUARY 17, 2023
Conduct a research-based market study to help identify the needs for financial services for majority-Black and Hispanic census tracts within Los Angeles County. Employ a full-time community lending manager who will oversee the continued development of lending in majority-Black and Hispanic neighborhoods.
Troutman Sanders
NOVEMBER 23, 2021
Federal Activities: On November 16, the Consumer Financial Protection Bureau (CFPB) issued a request for information (RFI) to seek input on rules implementing the Home Mortgage Disclosure Act (HMDA). This data was uploaded to a data repository shared by numerous D.C. On November 18, U.S. Representatives Anna G.
Troutman Sanders
DECEMBER 20, 2022
On December 13, the CFPB and the Federal Housing Finance Agency published updated loan-level data for public use through the National Survey of Mortgage Originations. For more information, click here. based investors to invest approximately $1.1 billion in the cryptocurrency exchange FTX that resulted in a $2 billion consumer loss.
Consumer Financial Services Law
DECEMBER 7, 2016
Overdrafts: Since at least the spring of 2015, the CFPB has indicated that they are conducting research to assess whether rulemaking is warranted. The CFPB has indicated a desire to model any data collection after their recently released HMDA Rules. Since then, the CFPB does not appear to have made much public headway.
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