Sawin & Shea

MARCH 20, 2024

If you’re worried about garnishments, foreclosures , lawsuits, repossessions , or other consequences of your debt, connect with an experienced bankruptcy lawyer at Sawin & Shea as soon as possible. A tax attorney specializes in helping people understand income taxes and how the IRS works. You deserve a fresh start.

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NCBA Law Practice Management Blog

MAY 28, 2019

You know what they say: good people are hard to find. Managing people is definitely tough; but, so is hiring the right people in the first place. Most lawyers just draft a job description (or have someone else do it), and that’s that. to find you need to find the right people, we’re the right people to talk to.

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NCBA Law Practice Management Blog

MARCH 17, 2024

For B2C lawyers, understanding their clients and the industries in which their clients participate , is essential for being able to convert leads and manage the attorney-client relationship. Setting up a Google Aler t for people and organizations gets you the latest news, automatically.

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Sawin & Shea

MARCH 13, 2024

It basically serves as a legally binding promise that the person filing for bankruptcy will resume making payments in full and on time to the creditor. A Chapter 13 is a great way to help people get caught up on secured debt that they are behind on. The Plan controls how those debts are handled.

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NCBA Law Practice Management Blog

OCTOBER 6, 2020

Many people have a vision of white color workers sitting in comfortable office spaces. Through a unique partnership between the bar association and Jared Correia 's Red Cave Law Firm Consulting , National Creditors' Bar Association members now have access to experienced law practice management consultants at a special discount rate.

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Sawin & Shea

MARCH 16, 2021

It’s expected to impact 1 in 4 adult Americans, or 70 million people , who have at least one bill in collections. The new rule also loosens the restrictions on how often creditors can contact you. Although debt collectors can contact debtors in new ways, people can also opt-out of being contacted entirely.

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Sawin & Shea

OCTOBER 12, 2022

Indiana allows people to keep up to $450 per person in intangible property> Intangibles are things that are money or that represent money. So if you own more equity in your home, the trustee could sell your property, and the profits above $22,750 would be used to pay off creditors. Contact Indiana Chapter 7 Bankruptcy Lawyers.

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Sawin & Shea

NOVEMBER 15, 2022

But tragically, many people decide not to file because they feel ashamed about their financial situations. They fear that other people will find out about their bankruptcy and view them as financially irresponsible. There’s nothing wrong with filing for bankruptcy, but worrying about what other people will think is understandable.

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Nexa Collect

AUGUST 8, 2020

When a debt passes from the original creditor to a collection agency, this escalation often makes debtors pay attention. There’s an implied threat when an agency gets involved that doesn’t exist with the original creditor. People that are having financial difficulties, or are just irresponsible will often string their creditor along.

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Nexa Collect

JULY 28, 2020

When a debt passes from the original creditor to a collection agency, this escalation often makes debtors pay attention. There’s an implied threat when an agency gets involved that doesn’t exist with the original creditor. People that are having financial difficulties, or are just irresponsible will often string their creditor along.

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Sawin & Shea

FEBRUARY 21, 2024

Chapter 13 bankruptcy allows people with regular income to develop debt repayment plans to discharge their eligible debts over 3 to 5 years. How Can a Bankruptcy Lawyer Help? A bankruptcy lawyer can help you with their experience of bankruptcy from gambling laws. What Is Chapter 13 Bankruptcy?

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Sawin & Shea

AUGUST 9, 2023

Credit card debt is a huge reason people end up filing for bankruptcy. Creditors cannot reclaim any of your property if you default on a loan. Do I Need a Lawyer to File for Bankruptcy? Are There Lawyers Who Can Help with Bankruptcy? A bankruptcy lawyer is who you want for the best outcome. The answer is yes.

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Sawin & Shea

FEBRUARY 7, 2024

While you can technically file bankruptcy for free without a lawyer, it’s important to retain one if possible. For instance, if two people live in your household and your household income is less than $1,822.50, you live below 150% of the poverty line. Fortunately, filing for bankruptcy places an automatic stay on your assets.

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Sawin & Shea

SEPTEMBER 6, 2023

People file for bankruptcy for any number of reasons, from job loss to unpaid medical bills to an unaffordable mortgage. If you’re considering filing for bankruptcy, you’re not alone; roughly 375,000 people filed for bankruptcy in 2022, and home foreclosure filings rose 115% in 2022 over the number of foreclosures in 2021.

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Sawin & Shea

JUNE 11, 2020

If you are worried that people will know you’re filing for bankruptcy, let’s put your mind at ease. If you do not tell people about it yourself, they are unlikely to know. The only people and organizations who are typically notified about bankruptcy are those to whom you owe money. Who Will be Notified About My Bankruptcy?

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Debt Free Colorado

FEBRUARY 21, 2022

We’ve helped tens of thousands of people not only get through bankruptcy but also get the financial independence they needed to go on with their lives. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations. Contact you if an attorney is representing you.

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Sawin & Shea

SEPTEMBER 7, 2022

Many people hold misconceptions about filing for bankruptcy. A nonexempt asset is something that can be sold by a trustee to pay creditors. Contact an Indiana Chapter 7 or Chapter 13 Bankruptcy Lawyer. They can also help you through the bankruptcy process by stopping creditors from illegally contacting you.

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Debt Free Colorado

FEBRUARY 17, 2023

Filing Bankruptcy for A Fresh Start in Colorado Whether you’ve lost your job or experienced insurmountable medical expenses on your credit card, or incessant calls from your creditors, you can get a fresh start by declaring bankruptcy. It is an order that clears you of your debt from your creditors, such as credit card or medical bills.

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Sawin & Shea

MARCH 27, 2024

The sad reality is that many people hold misconceptions regarding bankruptcy filers. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you. If you’ve filed for bankruptcy and it now impacts your current job, you should contact an employment lawyer.

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NCBA Law Practice Management Blog

APRIL 18, 2023

T here are at least two types of people who can’t abide loose ends: mob bosses and lawyers. And, it’s true : process is vital to managing a law firm + it’s still something of a competitive advantage for the lawyers who use it, as against those who don’t. But, like all good things, every workflow must come to an end.

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Sawin & Shea

MARCH 15, 2022

Many people considering this option wonder what will happen to their investment real estate if they file. The process involves liquidating non-exempt assets property to pay creditors. You can surrender the property to creditors and discharge the debt associated with the investment property. Investment Property Arrearages.

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NCBA Law Practice Management Blog

JUNE 11, 2023

A lot of lawyers eventually become commercial real estate owners. Find people and businesses who are excellent referral sources for you, and bring them in close. If you’re an estate planning lawyer, you can have a workshop. There are a number of things that recommend the maneuver.

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Sawin & Shea

AUGUST 2, 2023

Many people ask, when should you file for bankruptcy? Some people may be overwhelmed with credit card debt, especially those who spend more than 20% of their annual net income on credit card bills, have maxed out limits on several cards, and/or can only afford to pay the minimum on credit card bills. When Should I Contact an Attorney?

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Sawin & Shea

DECEMBER 8, 2021

One in seven people filing for bankruptcy is older than 65. Many people wonder if they’re too old to declare bankruptcy, but there are no age restrictions for declaring as long as you’re an adult. If you’re considering filing for bankruptcy, we encourage you to contact experienced bankruptcy lawyers today.

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Sawin & Shea

APRIL 17, 2024

The court will then order a bankruptcy stay — also called an automatic stay — that prohibits creditors and lenders from collecting what you owe. This plan states that you’re committed to paying back something to creditors in monthly installments, and you detail the minimum amount you’ll pay as well as the duration of the plan.

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Sawin & Shea

APRIL 10, 2024

For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC. Chapter 7 is also known as liquidation bankruptcy because it involves liquidating (selling off) non-exempt assets belonging to the debtor to repay creditors and lenders. They cannot take legal action against you or seize your assets.

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Sawin & Shea

SEPTEMBER 14, 2022

They can assist you through the bankruptcy process and can keep creditors from unlawfully harassing you. An automatic stay prevents creditors and lenders from collecting debt or collateral on protected assets. Some people are required to undergo a bankruptcy means test before filing for Chapter 7 bankruptcy.

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NCBA Law Practice Management Blog

SEPTEMBER 13, 2021

I’m fond of telling lawyers that if they’re not making enough money out of their practices to generate a viable living, th en they have a hobby, not a business. And, many lawyers are far too focused on be ing lawyers to develop one – but, they should! Lawyers are people, too, and need an outlet. Hobbies are great.

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Credit Corp

APRIL 26, 2024

Cancellation of debt happens when a creditor discharges or forgives a debt you haven’t paid off. The IRS notes that cancellation can occur when the creditor gives up on collecting because it’s exhausted its resources and is unable to collect. In some cases, cancellation can come about as an agreement between you and the creditor.

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NCBA Law Practice Management Blog

MARCH 31, 2022

Lawyers are generally not super tech-savvy. Lawyers are just busy with substantive work. That person may be a lawyer or a non-lawyer. Sometimes, as it turns out, you can throw people at the problem. And, that’s not meant as a slight to attorneys. But, that role is often left unfulfilled in the law office.

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NCBA Law Practice Management Blog

JULY 13, 2022

Testimonials drive conversion, because it is a window into how lawyers have had success with other clients. Many people won’t respond, the process can be hard to manage without software and sometimes reviews don’t get published. It’s really important, but can also be kind of a slog.

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Debt Free Colorado

OCTOBER 12, 2023

The complicated procedure of filling out bankruptcy documents needs the assistance of Colorado bankruptcy lawyers , like the Law Office of Clark Daniel Dray. Codebtors On Schedule H: Your Codebtors, you must include any codebtors or people who would be liable for your debt if you cannot make payments.

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Credit Corp

MAY 3, 2023

It’s typically a good idea to consult an experienced bankruptcy lawyer before you file a bankruptcy petition. People can end up in this situation for a number of reasons. In other cases, people have unplanned expenses such as medical bills that can put them over the edge financially. What Is Chapter 7 Bankruptcy?

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Sawin & Shea

OCTOBER 11, 2023

People file for bankruptcy for any number of reasons, from job loss, to unpaid medical bills , to sky-high credit card bills. And it’s not an uncommon event either– roughly 375,000 people filed for bankruptcy in 2022 alone. However, the declarer is still responsible for paying non-dischargeable debt even after the process is complete.

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NCBA Law Practice Management Blog

JANUARY 26, 2024

Now, most hiring attorneys recognize that the office environment i s changing in a major way – and, that’s not only with respect to where lawyers practice law nowadays. (Well, maybe they didn’t say that exactly.) Modern employees also want more flexibility, new opportunities + (especially) more feedback.

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Sawin & Shea

APRIL 12, 2023

Many people are fortunate enough to have family or friends who are willing to help them in times of financial instability. In fact, doing so could actually hurt the people that trusted you would repay them. Meaning, you have prioritized payments to family and friends over all other creditors, which is not allowed.

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Debt Free Colorado

JANUARY 27, 2022

Some people swear they’ll never file bankruptcy, while others regularly use it as a tool. Why do people file for bankruptcy? But why do so many people find themselves in financial trouble? They then exercise control over the merchandise sold to satisfy creditors. You’ve undoubtedly heard of bankruptcy.

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