Sawin & Shea

MARCH 16, 2021

The new rule also loosens the restrictions on how often creditors can contact you. Although debt collectors can contact debtors in new ways, people can also opt-out of being contacted entirely. Will Creditors Really Contact Me On Social Media? If all this sounds extremely annoying, you’re absolutely right.

Debt collector 98

Debt collector Bankruptcy Creditors Fair Debt Collection 98

NCBA Law Practice Management Blog

NOVEMBER 18, 2023

That’s because most of them are lawyers – and lawyers are trained to be perfect, to never make mistakes, with the ever-present threat of an ethics claim hanging over their heads. And, if you’re looking for a boost for your business management – just reach out, and contact us! But, running a business is not practicing law.

Lawyers 59

Lawyers Law Firms Creditors 59

Sawin & Shea

MARCH 7, 2023

If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & Shea, LLC, our Chapter 7 Bankruptcy lawyers have helped clients just like you in the Indianapolis and surrounding areas.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Lawyers Bankruptcy Unsecured Debt 52

Sawin & Shea

AUGUST 16, 2023

If you’re wondering “Can I file for bankruptcy without a lawyer?” Similar to seeking professional help for issues like car repairs, medical concerns, or plumbing troubles, bankruptcy lawyers possess specialized knowledge that proves invaluable in handling your financial situation. The post Can I File for Bankruptcy Without a Lawyer?

Lawyers 52

Lawyers Bankruptcy Chapter 7 bankruptcy Chapter 13 bankruptcy 52

NCBA Law Practice Management Blog

JULY 22, 2023

Broadly speaking, lawyers take on too much. But, the fact is that this also has a direct effect on how much a lawyer can make. Hear me out: Because lawyers try to do everything, and to do everything perfectly, they’re also more prone than the general population to take on more work than they need to. Contact us today.

Law Firms 52

Law Firms Lawyers Creditors 52

NCBA Law Practice Management Blog

NOVEMBER 4, 2022

And, lawyers: most of your clients, too, are working from home. Human contact is still a good thing. And, with respect to managing a law firm, contact with other attorneys can be essential for building a viable referral network. They get it. Literally everyone gets it. In this hypothetical, it’s Friday.) Give us a call!

Lawyers 52

Lawyers Law Firms Judgment Creditors 52

NCBA Law Practice Management Blog

DECEMBER 28, 2021

Most of the lawyers I talk to will tell me that, ‘If I can get someone on the phone, I can close them’. I would be t that most lawyers close leads in to the high 70s, if I had to sign a percentage to it. Same goes for contact form and intake form submissions. If coffee is for closers , they’re awash in the stuff. W e can help.

Lawyers 52

Lawyers Law Firms Creditors 52

FFGN COLLECT NY

JUNE 2, 2022

The court has refused to prevent non-lawyers from the New York-based nonprofit Upsolve from offering legal advice to help consumers defend debt collection lawsuits. This goes against well-settled rules relating to legal advice that only a lawyer can dispel legal advice. But to allow non-lawyers to offer legal advice?

Lawyers 52

Lawyers Collections Law Firms Judgment 52

Sawin & Shea

JANUARY 5, 2022

Working with a lawyer will help ensure you get the most benefit from your case, and they can answer any questions and help alleviate your concerns. If for some reason you realize that you forgot to add a creditor after you have already filed, your attorney can help you understand your options. Pre-Petition Debts.

Creditors 52

Creditors Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy 52

Collections Law

FEBRUARY 9, 2024

State and federal consumer and commercial laws afford methods for creditors to collect the debts that are owed to them. Our lawyers are well-versed in the Fair Debt Collection Practices Act (FDCPA). To schedule a consultation, contact our office by sending us an inquiry through our website, or by calling our office at 508-763-6604.The

Mechanic’s Liens 98

Mechanic’s Liens Collections Commercial Collection Lawyers 98

Collections Law

APRIL 2, 2024

When a debtor is delinquent, one of the biggest concerns for creditors is that the debtor doesn’t have enough money to pay what they owe. An ex parte attachment is a legal remedy that allows a creditor to secure a debtor’s assets without prior notice to the debtor. At Law Offices of Alan M. What is an ex parte attachment?

Collections 52

Collections Judgment Debtor Commercial Collection 52

NCBA Law Practice Management Blog

JUNE 23, 2023

If you want to talk marketing strategy, contact us today! Through a unique partnership between the bar association and Jared Correia 's Red Cave Law Firm Consulting , National Creditors' Bar Association members have access to experienced law practice management consultants at a special discount rate.

Lawyers 52

Lawyers Law Firms Creditors 52

Sawin & Shea

MARCH 20, 2024

When you have bills piling up and you’re dealing with notices from the Internal Revenue Service (IRS), it’s time to contact an attorney to learn more about your options. However, contact a bankruptcy lawyer if you have a complicated financial picture that may require significant financial reorganization.

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Lawyers 52

Collections Law

MARCH 19, 2024

When a debtor is delinquent, one of the biggest concerns for creditors is that the debtor doesn’t have enough money to pay what they owe. An ex parte attachment is a legal remedy that allows a creditor to secure a debtor’s assets without prior notice to the debtor. At Law Offices of Alan M. What is an ex parte attachment?

Collections 52

Collections Judgment Debtor Commercial Collection 52

Sawin & Shea

OCTOBER 12, 2022

So if you own more equity in your home, the trustee could sell your property, and the profits above $22,750 would be used to pay off creditors. In a Chapter 13 you would be required to pay creditors what they would have received had you gone into a Chapter 7. Contact Indiana Chapter 7 Bankruptcy Lawyers.

Chapter 7 bankruptcy 98

Chapter 7 bankruptcy Bankruptcy Lawyers Creditors 98

Sawin & Shea

FEBRUARY 16, 2022

An emergency bankruptcy is a bankruptcy filing method that expedites the filing process to stop creditors and bill collectors from seeking debts from borrowers. An automatic stay is an injunction prohibiting creditors from collecting debts. Additionally, businesses can file an emergency bankruptcy under Chapter 11, but this is rare.

Bankruptcy 98

Bankruptcy Chapter 13 bankruptcy Repossession Debt collector 98

NCBA Law Practice Management Blog

NOVEMBER 18, 2023

And, he told me ‘clients aren’t the problem, I need to hire good lawyers’. Now, that makes for an interesting inflection point in the marketplace – because, I think that, if you asked lawyers what they need more, the answer would be ‘client s , I can never have enough clients’.

Law Firms 52

Law Firms Lawyers Creditors 52

Sawin & Shea

SEPTEMBER 21, 2022

If you have further questions regarding filing for Chapter 13 bankruptcy, your best course of action may be to enlist the assistance of Chapter 13 bankruptcy lawyers. Seasoned bankruptcy lawyers can untangle the complex intricacies of filing, and they can help you create a financial plan for becoming debt free.

Chapter 13 bankruptcy 94

Chapter 13 bankruptcy Bankruptcy Unsecured Creditor Lawyers 94

Sawin & Shea

MARCH 27, 2024

You can get a free consultation by contacting us online or calling us at (317) 759-1483 , and we’ll review your personal situation. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you. What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy Creditors 52

Sawin & Shea

FEBRUARY 7, 2024

While you can technically file bankruptcy for free without a lawyer, it’s important to retain one if possible. These fees are typically less than $50 combined, but you can contact the agency or organization administering the counseling and financial management class if you can’t afford them. Should I File for Bankruptcy for Free?

Bankruptcy 52

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Creditors 52

Sawin & Shea

SEPTEMBER 7, 2022

A nonexempt asset is something that can be sold by a trustee to pay creditors. Contact an Indiana Chapter 7 or Chapter 13 Bankruptcy Lawyer. Filing for bankruptcy can be an incredibly stressful process, especially if you’re facing abusive creditors who harass or attempt to intimidate you.

Chapter 13 bankruptcy 98

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Creditors 98

NCBA Law Practice Management Blog

DECEMBER 8, 2023

For estate planning attorney s , that c ould include access to lawyers, updates to estate plans and document libraries. Contact us today, to talk about how to shift your law firm pricing model. Here's a useful article on how to build a client maintenance program, for an estate planning firm.

Law Firms 52

Law Firms Lawyers Trade Creditors 52

NCBA Law Practice Management Blog

SEPTEMBER 22, 2023

I’ve got some surprising news: some lawyer didn’t invent the idea of CRM software. Because lots of software is derivative – including within the legal vertical, where there are uncountable numbers of copycats of Clio and RocketMatter , which introduced the first cloud-based case management softwares to lawyers. Contact us today!

Law Firms 59

Law Firms Lawyers Creditors 59

Sawin & Shea

MARCH 13, 2024

It basically serves as a legally binding promise that the person filing for bankruptcy will resume making payments in full and on time to the creditor. Once you prepare all necessary forms and complete credit counseling, you or your lawyer will file your bankruptcy petition.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Chapter 13 bankruptcy Bankruptcy Collateral 52

NCBA Law Practice Management Blog

MARCH 23, 2023

Every lawyer I've spoken to in the last month or so, has been talking about ChatGPT , which has sort of captured the societal zeitgeist.  At least, it appears that a tool like ChatGPT will not be taking over for ‘real’ lawyers any time soon. But, when you directly ask ChatGPT for legal advice, it tells you to contact an attorney. 

Lawyers 52

Lawyers Law Firms Creditors 52

NCBA Law Practice Management Blog

JUNE 23, 2023

Some lawyers w ill dictate to staffpeople , while others use standalone technology, like Dragon Naturally Speaking , to manage the trick. And, the majority of lawyers have access to at least one of those softwares , with some having access to all three. Contact us, to find out!

Lawyers 52

Lawyers Law Firms Creditors 52

Sawin & Shea

APRIL 17, 2024

If you have additional questions regarding Chapter 13 or Chapter 7 bankruptcy, contact the attorneys at Sawin & Shea, LLC. The court will then order a bankruptcy stay — also called an automatic stay — that prohibits creditors and lenders from collecting what you owe. Do Creditors Prefer Chapter 13 Bankruptcy?

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Unsecured Debt 52

Collections Law

FEBRUARY 14, 2024

This is obviously a sensitive topic and can be a complex issue for a creditor. However, there are some important things to know: Under Massachusetts law, a creditor has one year from the date of the debtor’s death to make a claim on a debtor’s estate for the amount owed to them. The executor will also facilitate the payment of debts.

Debtor 52

Debtor Collections Creditors Commercial Collection 52

Debt Free Colorado

FEBRUARY 21, 2022

To learn more about pursuing your legal rights, contact your state’s local consumer agency. The Fair Debt Collection Practices Act (FDCPA) does not apply to original creditors or cover company obligations. Contact you at work if you tell them you’re not allowed to get calls at work. or after 9 p.m. unless you agree.

Debt collector 98

Debt collector Fair Debt Collection Collection Agencies Collections Agency 98

Sawin & Shea

MARCH 15, 2022

The process involves liquidating non-exempt assets property to pay creditors. You can surrender the property to creditors and discharge the debt associated with the investment property. Essentially, you can give the property back and walk away not owing anything additional to the creditor. Investment Property Arrearages.

Chapter 7 bankruptcy 98

Chapter 7 bankruptcy Chapter 13 bankruptcy Bankruptcy Creditors 98

Credit Corp

APRIL 26, 2024

Cancellation of debt happens when a creditor discharges or forgives a debt you haven’t paid off. The IRS notes that cancellation can occur when the creditor gives up on collecting because it’s exhausted its resources and is unable to collect. In some cases, cancellation can come about as an agreement between you and the creditor.

Repossession 52

Repossession Creditors Bankruptcy Foreclosure 52

Debt Free Colorado

FEBRUARY 17, 2023

Filing Bankruptcy for A Fresh Start in Colorado Whether you’ve lost your job or experienced insurmountable medical expenses on your credit card, or incessant calls from your creditors, you can get a fresh start by declaring bankruptcy. It is an order that clears you of your debt from your creditors, such as credit card or medical bills.

Chapter 13 bankruptcy 52

Chapter 13 bankruptcy Bankruptcy Chapter 7 bankruptcy Lawyers 52

Sawin & Shea

APRIL 10, 2024

For experienced bankruptcy lawyers in Indiana, contact Sawin & Shea, LLC. Chapter 7 is also known as liquidation bankruptcy because it involves liquidating (selling off) non-exempt assets belonging to the debtor to repay creditors and lenders. They cannot take legal action against you or seize your assets.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Debtor Unsecured Creditor 52

Sawin & Shea

SEPTEMBER 14, 2022

They can assist you through the bankruptcy process and can keep creditors from unlawfully harassing you. An automatic stay prevents creditors and lenders from collecting debt or collateral on protected assets. This test calculates whether an individual can repay lenders and creditors without declaring Chapter 7 bankruptcy.

Chapter 13 bankruptcy 122

Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy Student loans 122

National Service Bureau

JUNE 18, 2015

The Fair Debt Collection Practices Act was passed in 1977 to outline the ways in which consumers can be contacted by collection agencies. Lawyered up : If the consumer has an attorney whose services are related to that debt, a collector may not contact that person. First, who is a debt collector?

Debtor 40

Debtor Debt collector Collection Agencies Collections Agency 40

Debt Free Colorado

APRIL 30, 2024

The Bankruptcy Code assumes this unless the creditor proves misuse. Creditors cannot close your account before its expiration date simply because you haven’t used it or incurred interest. Contact Our Bankruptcy Lawyers Today! Exceptions to Credit Card Debt Credit card debt is generally dischargeable in bankruptcy.

Credit Card Debt 52

Credit Card Debt Bankruptcy Chapter 7 bankruptcy Creditors 52

Sawin & Shea

MARCH 14, 2023

These exemptions still apply because they decrease the amount that you’ll need to pay back to creditors with your repayment plan. Contact an Indianapolis Bankruptcy Lawyer Facing bankruptcy is a daunting prospect, and the process can be incredibly confusing. Why Did Bankruptcy Exemptions Increase in Indiana?

Bankruptcy 64

Bankruptcy Chapter 13 bankruptcy Chapter 7 bankruptcy Debtor 64