Credit Corp

MAY 10, 2023

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. A hard inquiry is a credit check that occurs when a lender or creditor reviews your credit report as part of a credit application or loan. What’s a Hard Inquiry?

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Sawin & Shea

JUNE 7, 2023

When a borrower applies for a loan or credit card, the lender will assess their creditworthiness by looking at their income, credit score, and debt-to-income ratio. Creditors can pursue reimbursement from the co-signer via repossessions, foreclosures, wage garnishment , and other aggressive actions.

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Credit Corp

OCTOBER 25, 2023

Since payment history is the most important factor that influences your creditworthiness, not making payments on time can damage your credit score. On the other hand, some lenders will directly pay creditors, which removes the hassle on your end. The lender may pay your creditors directly.

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Troutman Sanders

MAY 9, 2023

HB1349 will take effect on July 23.

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