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How to Check Your Credit Report for Identity theft

Credit Corp

Sometimes, fraudsters make a lot of credit card and personal loan applications in a short period of time, so if you see a recent list of unknown inquiries, someone might be trying to steal your identity. Tip: Sometimes, the name of a financial institution doesn’t precisely match the name of the company checking your credit.

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How to Remove Collection Accounts from Your Credit Reports

Credit Corp

When a lender doesn’t receive payments for a line of credit, they may choose to eventually sell that credit to a debt collection agency to get some of their money back. That line of credit will then be reported to the credit reporting bureaus as a collection account—a collections account for a credit card, personal loan, etc.—and

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How to Check Your Credit Score Without Hurting It

Credit Corp

Soft Inquiries Soft inquiries have no impact on your credit and can be done anytime. Hard inquiries , also known as hard pulls, are typically made by lenders and other financial institutions and can harm your credit score. Hard inquiries can lower your credit score by a few points, unlike soft inquiries.

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Top Money-Saving Tips and Tricks to Beat 2020 Holiday Debt

Credit Corp

Compare Rates on Debt Consolidation Loans. If you’re in a financial rough patch, don’t panic. Many financial institutions offer deferments, temporarily lower payments, low-cost structured repayment plans and other reassuring options—but only if you ask. How much debt does the average person owe? .

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Key Driver Transforming The Debt Collection Agencies Market 2025: Rising Consumer Debt Levels Fuel Growth In The Market

Collection Industry News

billion in 2029 at a compound annual growth rate CAGR of 3.2%, the forecasted growth can be attributed to the upswing of digital commerce, increased lending by financial institutions, increasing credit card usage, international debt recovery, and expanded lending by financial institutions.

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Círculo de Crédito Boosts Financial Inclusion In Mexico For 20M Citizens

Fico Collections

Finding a way to score millions without credit history. Círculo de Crédito , the fastest-growing credit bureau in Mexico, has used unique credit risk scores from FICO to boost financial inclusion in Mexico and help an additional 20 million citizens access credit. Lenders trust the FICO Score.

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How To Read Your Credit Report

Better Credit Blog

While it doesn’t usually affect your credit score , you may want to correct information with the credit bureau if an employer you’ve never worked for is listed. Phone Numbers: You’ll see phone numbers associated with your credit accounts. Credit Information. Student Loans. Auto Loans.