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Is No Credit Better Than Bad Credit?

Credit Corp

We’ll explore the nuances of both situations and share ways you can bolster your credit. Key Takeaways Everyone starts with no credit until we take an action that must be reported to a credit bureau. It takes time to increase your credit, whether you have bad or no credit. What Are the Impacts of Each?

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Troutman Pepper Weekly Consumer Financial Services Newsletter

Troutman Sanders

For more information, click here. On May 1, Oklahoma Governor Kevin Stitt approved HB1443.

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10 Credit Hacks to Improve Your FICO Score

Better Credit Blog

Pay Down Your Installment Loans. Another thing I’ve experimented with is how installment loan balances affect my credit score. By installment loans, I mean loans such as student loans , auto loans, etc. Optimizing your credit utilization will have a big impact on your credit score.

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Experian Credit Score vs. FICO Score

Credit Corp

One of the primary goals of VantageScore is to provide a model that is used the same way by all three credit bureaus. That would limit some of the disparity between your three major credit scores. So, what are the differences between an Experian credit score calculated using VantageScore and one calculated via the FICO model?

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What is Debt Consolidation and How Does it Work?

Better Credit Blog

You can combine credit card debt, car finance, personal loans, student loans, medical bills, payday loans, and other types of unsecured debt. Applying for new credit and opening new agreements can temporarily make a dent in your credit rating. But is debt consolidation a good idea for you?