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How to Check Your Credit Score Without Hurting It

Credit Corp

Your credit score is an important aspect of your financial health and is oftentimes used by lenders, landlords, and even employers to determine your creditworthiness. It’s crucial to keep track of your credit score regularly, but many people are hesitant to check it because they’re afraid it will have a negative impact.

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How To Get Preapproved For A Home Loan

Better Credit Blog

Preapproval is usually the first step in getting a home loan or mortgage. That’s because preapprovals involve only soft credit checks and can help you avoid hard inquiries that do negatively impact your credit. So if you’ve been thinking, “Does getting preapproved hurt your credit?” The Benefits Of Home Loan Preapproval.

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Is No Credit Better Than Bad Credit?

Credit Corp

Bad credit can prompt frequent collection calls and take a long time to repair, while no credit can reduce your eligibility for most loans. Whether you’re new to credit or you have years of activity (and a few blemishes on your report), you may wonder, “Is no credit better than bad credit ?”

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How to Check Your Credit Report for Identity theft

Credit Corp

Unauthorized credit card charges, bogus loan applications, missing money, and other financial violations make fraud a major nightmare. To keep fraud in check, you need to know how to check your credit report for identity theft, and how to deal with problems when they arise. How Do I Check My Credit for Identity Theft?

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What Is a Good Credit Score?

Credit Corp

For instance, you might not be able to purchase a home or new car unless your credit is in good standing. Nearly all lenders conduct thorough credit checks prior to approving a loan. If you don’t have at least a good credit rating, you’re apt to have trouble securing a loan. What Do Credit Scores Mean?

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What Is the FICO Resilience Index?

Credit Corp

The Index, which is brought to you by the makers of the popular FICO Score for creditworthiness, ranges from 1 to 99. In contrast to credit scores, where a higher number is better, a lower FICO Resilience Index score is better. As of July 2020, the FICO Resilience Index is being provided in pilot testing to lenders.

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How to Start Building Credit Once You Turn 18

Credit Corp

Good credit is crucial to unlocking many financial opportunities in life. When you have a great credit score , you can get lower interest rates on car loans, credit cards and mortgages. Some employers and landlords even check credit reports before they make a job offer or approve a resident application. Get a Loan.

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