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How to Remove Collection Accounts from Your Credit Reports

Credit Corp

You can remove collection accounts from your credit report by disputing inaccuracies, asking for goodwill deletions, or requesting a pay for delete agreement. Collection accounts are bad for your credit score. Collection accounts aren’t easy to remove.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

It’s smart to know how to remove negative items from your credit report, especially if you are soon to be applying for a mortgage or car loan. In fact, you can remove something from your credit history before seven years pass. Submit A Credit Dispute Letter. Collection).

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4 Ways To Remove Collections From Your Credit Report

Better Credit Blog

A collection account will lower your credit score and can generally stay on your credit report for up to seven years. To be clear, you can pay a collection and still have it shown on your credit report. Dispute the Collection. Request Debt Validation.

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How to Clean Up Your Credit Report: 7 Tips

Credit Corp

Not checking your credit regularly can be a critical financial mistake. You might have negative items—inaccurate or otherwise—dragging down your score. And if you are able to get approved for a loan or a credit card, your interest rate and other terms could be less than desirable if your credit isn’t good enough.

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How to Get Something Off Your Credit Report

Credit Corp

According to the Federal Trade Commission , around 25% of people have errors on their report that could affect their credit score. There’s a one in four chance that errors on your report are dragging your score down unfairly—which can end up costing you thousands of dollars. Here are some common ones: Mixed files.

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Can I Sue a Company for Sending Me to Collections?

Credit Corp

A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for money you didn’t owe? Credit law can be complex. It happens.

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What Is Zombie Debt and Why Is It a Problem?

Credit Corp

It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen? Zombie Debts and Judgments.