FFGN COLLECT NY

JUNE 30, 2021

Today, you have six years to collect monies owed from consumer credit transactions. However, a bill approved by the New York Senate seeks to shorten the time to collect consumer credit transactions to three years. Personal bank loans. Credit union loan. Credit cards. Home equity loans.

Consumer Credit 40

Consumer Credit Collections Credit Unions Credit Unions 40

FFGN COLLECT NY

JULY 20, 2021

After New York Governor Andrew Cuomo signs the Consumer Credit Fairness Act (S.153/Thomas) 153/Thomas) into law, many creditors will need to provide significant documentation in order to file a debt collection action against their non-paying consumers. We have the experience that pays.

Creditors 40

Creditors Collections Credit Unions Credit Unions 40

Credit Corp

SEPTEMBER 27, 2023

Can you pay a loan with a credit card? Yes, paying a loan with a credit card is sometimes possible. Yet, whether or not you can do so depends on factors such as the lender’s policies or the type of loan you want to pay off. Below are two instances where you’ll see THD/CBNA show up on your credit report.

Retail 104

Retail Creditworthiness Lender Creditors 104

Troutman Sanders

MAY 9, 2023

On May 1, the CFPB proposed a rule to implement a congressional mandate to establish consumer protections for residential property assessed clean energy (PACE) loans. PACE loans, secured by a property tax lien on the borrower’s home, are often promoted as a way to finance clean energy improvements, such as solar panels.

Financial services 52

Financial services Student loans Student Loans Loans 52

Better Credit Blog

JANUARY 29, 2021

If so, you shouldn’t be alarmed when you see a Macys DSNB entry on your credit report. Applying for new credit results in a hard inquiry, and it may have a small effect on your credit score. If you didn’t apply for a retail card from Macy’s, the inquiry could be a mistake, or it may be the work of an identity thief.

Repossession 52

Repossession Banks Loans Creditors 52

Better Credit Blog

JANUARY 29, 2021

In the article below, we’ll break down the details of the NTB/CBNA credit card, how a hard inquiry works, and what you can do to get an inaccurate inquiry off your report. NTB/CBNA On My Credit Report. Citibank is a major financial institution that offers credit cards in partnership with numerous retailers, including: Best Buy.

Repossession 52

Repossession Loans Financial Institution Foreclosure 52

Fico Collections

JANUARY 15, 2021

In our top post, Vice President and General Manager of Scores, Sally Taylor explained the new FICO Resilience Index, designed to provide lenders with a more precise assessment of consumer credit risk and consumers with demonstrated talent for weathering economic storms greater access to credit.

Lender 59

Lender Loans Consumer Credit Credit Card Debt 59