Troutman Sanders

APRIL 25, 2022

The CFPB is clearly signaling that the practice of withholding transcripts as a debt collection tactic does not make much sense to the Bureau, stating: “It is particularly perplexing, as it can undermine rather than enhance a student’s likelihood of repaying.” For more information, click here. For more information, click here.

Financial services 52

Financial services Student loans Student Loans Education 52

Troutman Sanders

DECEMBER 20, 2022

On December 15, the Office of the Comptroller of the Currency, along with the Federal Financial Institutions Examination Council, released revised procedures for how its examiners will investigate financial institutions for Fair Debt Collection Practices Act compliance, incorporating Regulation F changes into their review.

Financial services 52

Financial services Student loans Student Loans Loans 52

Jimerson Firm

JANUARY 16, 2023

The Florida Consumer Collection Practices Act (FCCPA) and the Fair Debt Collection Practices Act (FDCPA) are two pro-consumer statutes. 6:15-CV-1951-ORL-40GJK, 2017 WL 10350673, at *3 (M.D. Accredited Collection Agency Inc. , No. Collection Services, Inc. See Baumann v. Prober & Raphael , No.

Garnishment 52

Garnishment Foreclosure Banks Consumer Collections 52

FDCPA Defense

FEBRUARY 3, 2019

Attorneys who regularly engage in collection work for community associations have increasingly become targets for lawsuits filed by professional consumer attorneys under the Fair Debt Collection Practices Act (“FDCPA” or “the Act”), 15 U.S.C. Are You Engaged In “Debt Collection” Under The FDCPA? LLC , 704 F.3d

Foreclosure 40

Foreclosure Debt collector Law Firms Debtor 40

FDCPA Defense

FEBRUARY 1, 2018

Attorneys and other entities that regularly engage in collection work for community associations may be subject to the requirements of the Fair Debt Collection Practices Act, 15 U.S.C. as well as analogous state laws governing the consumer collection process. 2017), petition for cert. 21, 2017) (No.

Accrued Interest 40

Accrued Interest Foreclosure Debt collector Debtor 40

FDCPA Defense

MAY 11, 2017

Grappling with the meaning of the so-called “meaningful involvement” doctrine is one of the most elusive and frustrating compliance challenges for collection attorneys and their clients. What exactly must a collection attorney do to ensure they are “meaningfully involved” in a file before sending a collection letter to a consumer?

Law Firms 40

Law Firms Debtor Creditors Collections 40