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Dealing with Debt Collectors

Debt Free Colorado

In this article we will answer the question: What can debt collectors do to you? Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. What is the Federal Fair Debt Collection Practices Act (FDCPA)?

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How to Remove Capital One Collections From Your Credit Report

Better Credit Blog

To remove Capital One Collections from your credit report, you first need to know who currently owns the debt. In other words, has Capital One sold your unpaid credit card debt to another collection agency, or is the debt still with Capital One? Pay to Delete the Capital One Collections.

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How To Remove Delivery Financial Services From Your Credit Report

Better Credit Blog

DFS is a third-party collections agency with its headquarters in Scottsdale, Arizona. The agency can be reached at the following address: 3710 West Greenway Road, Suite 131. DFS primarily collects on healthcare debt, as well as: Commercial debt. Credit card debt.

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Americans share their medical debt horror stories

Collection Industry News

“We were maybe 5-6 years from paying off our mortgage, but with the credit card bills, auto loans, and general expenses, it was becoming nearly impossible. We ended up refinancing our mortgage to combine our credit card debt that was significantly over $10,000. It eased some of the burden.”.

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3 Ways To Remove Charge-Offs From Your Credit Report

Better Credit Blog

One of the most effective ways to get negative items removed from your credit report is to pay the debt, in exchange for the creditor removing the charge-off from your credit report. With this method, you’d use your payment as leverage to convince the debt collector to help restore your credit.

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Charged Off as Bad Debt: An Explainer

Credit Corp

A charged off debt can lead to harassing phone calls, garnished wages, and a major drop in your credit score. Credit card debt was more likely to be charged off than other forms of debt. But what is a charge-off, and how much does it impact your credit if your balance is charged off as bad debt?