Debt Free Colorado

FEBRUARY 21, 2022

When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. Consumer debts include credit card debts, vehicle loans, medical costs, and school loans.

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Debt collector Fair Debt Collection Collection Agencies Collections Agency 98

Credit Corp

FEBRUARY 9, 2024

Credit.com’s free credit report card tool can help you better understand your current creditworthiness and which factors you need to work on to help you improve your standing. While individual lenders may care that a credit counseling agency is repaying your accounts, FICO does not.

Credit Counselor 52

Credit Counselor Debt Consolidation Debt settlement Bankruptcy 52

Troutman Sanders

MAY 9, 2023

On May 4, Colorado Governor Jared Polis signed SB93 into law.

Financial services 52

Financial services Student loans Student Loans Loans 52

Credit Corp

SEPTEMBER 7, 2020

Lenders use a multitude of scoring methods to determine your creditworthiness and make decisions about whether or not to give you credit. It gathers credit reports from the three major credit bureaus and analyzes anonymous consumer data to generate a scoring model specific to each bureau.

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Credit Bureau Lender Loans Creditworthiness 115

FDCPA Defense

NOVEMBER 10, 2015

A furnisher may deem a dispute to be “frivolous or irrelevant,” however, if the consumer fails to provide the furnisher with sufficient information to investigate. The CFPB also required Encore to notify the collection agencies and law firms it retains whenever a debt has been previously disputed by the consumer.

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Debt Consolidation Creditworthiness Fair Debt Collection Law Firms 40