National Service Bureau

JULY 1, 2015

Even though the 11th Circuit doesn’t necessarily have legislative authority for other jurisdictions, the Crawford v LVNV decision can be set an important precedent, and collection agencies need to know about it. What’s at stake for debt collectors and collection agencies? Only time will tell how wide this impact will be.

Chapter 13 bankruptcy 40

Chapter 13 bankruptcy Collections Debtor Debt collector 40

Sawin & Shea

MARCH 30, 2021

Your debts will be wiped out, and you will only owe on secured assets for which you sign a Reaffirmation Agreement or non-dischargeable debts like some taxes, student loans, and child or spousal support As soon as you file, you will be protected against collection agencies and wage garnishment Wages that you earn after the filing are yours (if you (..)

Bankruptcy 98

Bankruptcy Student loans Student Loans Garnishment 98

Collection Industry News

DECEMBER 21, 2020

In response, the debtor filed for Chapter 13 bankruptcy, designating the HOA as a secured creditor, and confirming he would pay the debt’s total arrears through his proposed plan and ongoing dues directly to the HOA. Two months later, the bankruptcy court entered an order of discharge in the debtor’s case. 1328(a).

Bankruptcy 40

Bankruptcy Chapter 13 bankruptcy Law Firms Debtor 40

Sawin & Shea

NOVEMBER 8, 2023

Collection Agency Involvemen t: After being 90 days delinquent on a credit card payment, the company might send you to their collections department. Chapter 13 Bankruptcy , which helps you develop a debt repayment plan.

Credit Card Debt 52

Credit Card Debt Chapter 13 bankruptcy Chapter 7 bankruptcy Bankruptcy 52

Debt Guru

AUGUST 30, 2021

When your voicemail is filled with messages from collection agencies and stacks of bills arrive in your mailbox that you have no chance of paying, it’s time for some serious debt relief help. This type of bankruptcy will stay on your credit report for ten years.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Credit Counselor Debt settlement Chapter 13 bankruptcy 52

Collection Industry News

SEPTEMBER 23, 2020

If a debt buyer or collection agency has violated a consumer protection statute such as the Fair Debt Collection Practices Act (FDCPA)–and they often do–that provides leverage to fight back. Asserting consumer financial protection claims. Negotiating a payment plan. We can alleviate your stress!

Collections 40

Collections Debt collector Chapter 13 bankruptcy Chapter 7 bankruptcy 40

Sawin & Shea

MARCH 27, 2024

When you file a Chapter 7 petition, you’ll receive an automatic stay protecting you from lawsuits and other collection efforts. This bankruptcy protection will prohibit a collection agency or another creditor from recovering debt or taking action against you.

Chapter 7 bankruptcy 52

Chapter 7 bankruptcy Bankruptcy Chapter 13 bankruptcy Creditors 52

Sawin & Shea

NOVEMBER 15, 2023

Unsecured debt would include things like: Medical bills Credit card bills Utility bills Back rent Personal loans At the end of the bankruptcy process, the remaining balances for these types of unsecured debts will likely be forgiven.

Unsecured Debt 52

Unsecured Debt Chapter 7 bankruptcy Collateral Bankruptcy 52