Better Credit Blog

JANUARY 21, 2021

General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. Synchrony Bank, formerly GECRB, is a sizable, highly regarded national bank with nearly a century of experience.

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Better Credit Blog

AUGUST 7, 2020

Whether you’re in the market for a mortgage, auto loan, or credit card, your application can result in a hard inquiry on your credit report, which can damage your credit score for years. Though the name SYNCB is foreign to most people when they encounter it on their credit report , it represents a popular national online bank, Synchrony.

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Better Credit Blog

DECEMBER 28, 2020

It’s likely on your report because you applied for a car loan through Wells Fargo. Auto loan applications can lead to hard inquiries on your credit report, which may impact your score slightly. The bank provides banking, investing, and lending to consumers nationwide, including auto financing through Wells Fargo Dealer Services.

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Better Credit Blog

DECEMBER 2, 2020

Banana Republic SYNCB stands for Banana Republic Synchrony Bank. Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. Repossessions.

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Better Credit Blog

DECEMBER 2, 2020

Banana Republic SYNCB stands for Banana Republic Synchrony Bank. Banana Republic offers these cards through a partnership with Synchrony Bank, which issues credit cards for dozens of national retailers. Soft inquiries occur when you view your score, shop for quotes, or are pre-approved for a loan or credit card. Repossessions.

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Better Credit Blog

NOVEMBER 19, 2020

You may be less familiar with SYNCB , though the name belongs to a popular bank. Synchrony is a large national bank that offers a range of products and accounts, from checking and savings to retirement accounts. A soft pull happens when you go online to check your score, compare quotes for a loan, or get pre-approved for offers.

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Sawin & Shea

JANUARY 25, 2022

For example, when you take out a home loan, you will be required to sign a mortgage which grants the lender a lien, or security interest against your home should you fall behind on payments. Common examples of secured debts include: Home loans Car loans Cash loans secured by other personal property Judicial Liens Tax Liens.

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Burr Forman

DECEMBER 4, 2020

Financial institutions, servicers, lenders, and debt collectors must stay up-to-date on evolving federal and state laws stemming from the COVID-19 pandemic, as such laws impact all facets of consumer loan servicing and debt collection. In March of 2020, Burr published an article discussing the global pandemic’s impact on collection practices.

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Better Credit Blog

DECEMBER 28, 2020

Wells Fargo is one of the nation’s leading banks. Along with offering checking, savings, and investing accounts, it provides several loans and credit cards. When you apply for a mortgage, loan, or credit card, you’ll have to consent to a hard inquiry. Repossessions. Credit building. Balance transfers. Dispute the Inquiry.

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Better Credit Blog

OCTOBER 28, 2020

When you apply for a credit card or loan, it can lead to a hard credit check, which lowers your score. If you’ve applied for a Toys R Us credit card from Synchrony Bank, it could put a dent in your credit score for years, especially if it’s one of multiple hard pulls on your report. Repossessions. R Us Credit Card SYNCB.

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Better Credit Blog

DECEMBER 29, 2020

CFNA Bank is short for Credit First National Association, a credit card bank and credit arm of Bridgestone Americas. The bank offers credit cards for Firestone Complete Auto Care, Wheel Works, and Tires Plus. When you apply for a CFNA card, the bank runs a hard inquiry, which allows them to access your credit report.

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Better Credit Blog

DECEMBER 28, 2020

CitiBank is a sizable national bank that offers a full array of banking services, loans, credit cards, and investment services. In the couple of minutes it takes to apply for a credit card and get an answer, the bank can run a hard inquiry, accessing your credit report to aid them in their decision. Repossessions.

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Better Credit Blog

DECEMBER 8, 2020

When BP SYNCB winds up on your credit report, it’s most likely as a hard inquiry, which occurs when you apply for new credit cards or loans. In this case, the inquiry is for a BP credit card offered through Synchrony Bank. BP SYNCB stands for BP Synchrony Bank. Repossessions. BP/SYNCB On My Credit Report. Charge-offs.

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Better Credit Blog

NOVEMBER 30, 2020

AMEX/DSNB represents American Express/Department Stores National Bank. Department Stores National Bank issues credit cards for Bloomingdale’s and Macy’s. Once you move on from comparing offers to actually applying for a card or loan, your credit report (s) will undergo a hard inquiry. Repossessions. In-store only cards.

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Better Credit Blog

DECEMBER 31, 2020

This type of inquiry gets added to your report whenever you apply for a credit card, line of credit, or loan. CITGO/SYNCB represents the CITGO credit card issued by Synchrony Bank. Synchrony is a popular bank that offers rewards credit cards, including popular brands such as: Banana Republic. Repossessions. Late payments.

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Better Credit Blog

JANUARY 29, 2021

Macys DSNB is the reporting code that represents the Macy’s credit card issued by Department Store National Bank. According to their credit card policy , the bank may obtain the following info when you apply for a card: SSN. Repossession. Macys DSNB On My Credit Report. Employment info. Account balances. Credit history.

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Better Credit Blog

JANUARY 29, 2021

Soft inquiries happen when you pre-qualify for a credit card or loan, compare quotes, check your score, or get vetted for a job or apartment application. A hard inquiry can be prompted by an application for a credit card or loan, or in some cases a rental application. Repossession. HARD CREDIT CHECK. Charge-offs. Foreclosure.

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Jimerson Firm

FEBRUARY 3, 2021

If the lender receives a foreclosure judgment from the court, the real property, including the mobile home, will be sold at public auction. Replevin is a lawsuit seeking a judgment and a “writ of replevin,” to recover personal property that is wrongfully detained by another person.

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Better Credit Blog

DECEMBER 23, 2020

However, the acronym is actually short for two popular companies, Synchrony Bank and PayPal Credit, formerly PayPal Bill Me Later. SYNCB is short for Synchrony bank. Among its extensive lineup of banking products, the institution offers credit cards in partnership with dozens of big-name brands and retailers. Repossession.

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Better Credit Blog

JANUARY 5, 2021

Did you apply for a Home Depot credit card, loan, or credit account? When you apply for a card or loan from The Home Depot, you’re actually applying with Citibank. Project Loan. Credit checks allow prospective lenders, banks, employers, and landlords to see your credit reports. Repossession. Commercial Account.

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Better Credit Blog

JANUARY 5, 2021

Did you apply for a Home Depot credit card, loan, or credit account? When you apply for a card or loan from The Home Depot, you’re actually applying with Citibank. Project Loan. Credit checks allow prospective lenders, banks, employers, and landlords to see your credit reports. Repossession. Commercial Account.

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Better Credit Blog

AUGUST 21, 2020

If you have a 560 credit score, your approval odds for loans are low, and your credit rating is pretty poor. Can You Get a Loan Approval with a 560 Credit Score? Repossessions. The issues above can hinder your access to both revolving lines of credit and installment loans. Can You Get a Loan with a 560 Credit Score?

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Better Credit Blog

DECEMBER 18, 2020

Cb/Vicscrt is short for Comenity Bank/Victoria’s Secret. Comenity Bank is one of the nation’s leading producers of branded retail credit cards, with over 145 cards on offer. You might consent to a hard inquiry when you apply for a mortgage, loan, new job, rental home, or in this case, a retail credit card. Repossessions.

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Collection Industry News

JULY 20, 2020

The Education Department is suspending collections on federal student loans and urging private collection agencies to stop pursuing borrowers. An investigation by ProPublica found that court judgments in debt collection lawsuits were twice as high in black communities compared to mostly white neighborhoods.

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Better Credit Blog

JANUARY 5, 2021

The credit code represents Comenity Capital Bank/Lending Club, and it’s likely on your account because you applied for Lending Club’s Patient Solutions. Whenever you apply for a loan or a credit card, it leads to a hard inquiry like the one featured in your report. The credit accounts are issued by Comenity Capital Bank.

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Consumer Financial Services Law

OCTOBER 4, 2016

This time, the Consent Order resolved issues with the bank’s compliance with the Servicemembers Civil Relief Act (“SCRA”). The Order comes a year have the OCC re-emphasized its focus on bank compliance with the SCRA and its intentions to ramp up on enforcement.

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Better Credit Blog

DECEMBER 31, 2020

Citi is a popular bank that provides credit cards for a wide range of retail stores like The Home Depot. Project Loan. When you apply for any one of these cards, loans, or credit accounts, you authorize Citibank to run a hard credit check. Repossession. Commercial Revolving Charge Card. Commercial Account. Bankruptcy.

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Better Credit Blog

FEBRUARY 24, 2021

If you’ve fallen behind on payments in an industry like one of the ones listed below, it could be to blame for the collections entry on your report: Bank credit cards. Moreover, they’ll assist you if you’re facing other credit problems, such as: Judgments. Repossessions. But FNCB is hired by businesses to collect on debts.

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Better Credit Blog

FEBRUARY 24, 2021

If you’ve fallen behind on payments in an industry like one of the ones listed below, it could be to blame for the collections entry on your report: Bank credit cards. Moreover, they’ll assist you if you’re facing other credit problems, such as: Judgments. Repossessions. But FNCB is hired by businesses to collect on debts.

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Better Credit Blog

DECEMBER 9, 2020

Hard inquiries happen whenever you apply for funding from a bank, retailer, or lender. If you want to limit the impact of a hard inquiry as much as possible, do your homework before applying for a loan or credit card to see how likely you are to get approved based on your score and other criteria. Repossession. Charge offs.

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Better Credit Blog

NOVEMBER 23, 2020

Bank cards. When you fail to repay a debt, whether it’s a medical bill, student loan, or credit card balance, it eventually enters collections. If you’re dealing with more than just debt collectors, these companies can help get you on track, whether you’re recovering from bankruptcy, foreclosure, a judgment, or repossession.

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Better Credit Blog

DECEMBER 9, 2020

Is Belk/Synchrony Bank on your credit report as a hard inquiry? Belk/Synchrony Bank On My Credit Report. Belk/Synchrony Bank may show up on your report if you apply for a Belk retail credit card. Synchrony is the bank that issues these rewards cards. Get pre-approved for a loan offer or credit card. Repossessions.

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Better Credit Blog

AUGUST 4, 2020

If the name FNB Omaha has appeared on your credit report recently, it’s likely because you submitted an application for a credit card with the First National Bank of Omaha. How to get a hard inquiry from the bank removed from your credit report. Home loans. Auto loans. Personal loans. Student loan refinancing.

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Better Credit Blog

JANUARY 5, 2021

While CBNA Sioux Falls might be an unfamiliar name, it represents Citibank, a national provider of banking services and credit cards. If the name is on your credit report, it’s most likely because you applied for a credit card from the bank. Do you have questions about an entry from CBNA Sioux Falls on your credit report?

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Better Credit Blog

JANUARY 5, 2021

While CBNA Sioux Falls might be an unfamiliar name, it represents Citibank, a national provider of banking services and credit cards. If the name is on your credit report, it’s most likely because you applied for a credit card from the bank. Do you have questions about an entry from CBNA Sioux Falls on your credit report?

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Better Credit Blog

JANUARY 22, 2021

DSNB Bloom is the credit reporting code for a Bloomingdale’s credit card offered through Department Stores National Bank. Department Stores National Bank issues retail credit cards for shoppers at Macy’s and Bloomingdale’s. The inquiry allowed the store and bank issuing the credit card to access your credit report. Charge-offs.

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Better Credit Blog

NOVEMBER 25, 2020

Synchrony is a popular bank that offers several savings and investment account options. Repossession. When you use a free credit monitoring service to check your score or get a few quotes for a mortgage or auto loan, your credit report undergoes a soft inquiry. Abt Synchrony On My Credit Report. Charge offs. Debt collectors.

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