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Should I File for Bankruptcy Before or After the Holidays?

Sawin & Shea

If you are struggling financially and feel bankruptcy is the only option for removing holiday stress, you need to make sure you file at the right moment. Choosing the wrong time to file for bankruptcy can tremendously impact your case in a negative way, including the possibility of dismissal.

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9th Cir. Reverses Trial Court Ruling in Favor of Defendant on FDCPA Claim Related to Bankruptcy

Collection Industry News

Court of Appeals for the Ninth Circuit recently reversed an award of summary judgment in favor of a defendant debt collector against claims that it violated the federal Fair Debt Collection Practices Act (FDCPA) by attempting to collect a debt that was discharged in bankruptcy and no longer owed. Wells Fargo Bank , N.A.,

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Why It’s Important to Set Aside and Save Your Collection Letters

Sawin & Shea

Are you receiving collection letters while working with a bankruptcy attorney ? Your bankruptcy attorney needs these letters because they could benefit you. Let’s take a look at why you should save collection letters and share them with your attorney. Some Collection Notices are Unlawful.

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How to Handle Collection Calls

Sawin & Shea

When you hire Sawin & Shea for your bankruptcy, we give you a phone script that helps you handle collection calls. During your bankruptcy, bill collectors are required to follow certain rules for phone calls and other communications, and they are legally required to stop calling you. How to Use Your Collection Call Script.

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What Debt Collectors Can and Cannot Do in Indiana

Sawin & Shea

Businesses or individuals who collect debts on behalf of others are known as debt collectors. The majority of debt collectors work for reputable collection companies. Doctors, hospitals, shops, mail-order businesses, and occasionally banks and loan firms all use collection agencies. Call us today!

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What is Credit Control and How to be a better Debt Collector

Debt Recoveries

This may entail sending out formal demand letters, hiring a debt collection company, or, if required, filing a lawsuit. It enables companies to register their security interests in personal property, offering some protection in the event of a customer’s payment default.

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CFPB Weighs Ban On Medical Debts In Credit Reports

Collection Industry News

Having a medical debt collection mark on a credit record can make it harder to get credit, rent or buy a home or find a job,” Mr. Chopra said. Families are pushed into bankruptcy by medical debts that they cannot pay.”. Chopra deemed “extraordinary.”.