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This score is what creditors use to determine your ability to repay debt and assess your overall credit risk. FICO is the most common credit score, but some creditors may use other credit ratings, such as VantageScore. FICO is the most common credit score, but some creditors may use other credit ratings, such as VantageScore.
They say the chains tactics drained their bank accounts, ruined their credit and, in some cases, helped push them into bankruptcy. Under North Carolina law, a debt judgment is issued by the court when a creditor successfully sues a debtor. Some felt helpless. The health system has said Folwells comments are neither accurate nor fair.
Tradelines include credit cards, bank accounts, mortgage lenders, and other creditors. While many creditors report to all three major credit bureaus, some only report to one or two. Bankruptcies, however, can stay on your report for up to 10 years. Lenders and other organizations arent obligated to report this information.
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