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A giant US hospital chain says it’s leading the fight against medical debt. Not all patients agree

Collection Industry News

They say the chains tactics drained their bank accounts, ruined their credit and, in some cases, helped push them into bankruptcy. Advocate Health continues to use collection practices that some consumer rights advocates find troubling. Some felt helpless.

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Who Are the Major Credit Reporting Agencies?

Credit Corp

All three credit bureaus keep similar types of information on consumer credit accounts. They begin with a record of the consumers name, address, Social Security number, and personal information. Then, they list information about consumer tradelines. Late payments roll off your credit report in seven years.

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