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Defaulted Loans: Florida State Laws, Federal Laws and Federal Regulations

Jimerson Firm

When a lender holds a defaulted loan there are several issues that need to be considered before initiating a foreclosure. Lenders holding defaulted loans will first need to consider relevant Florida laws prior to beginning any foreclosure proceedings. Foreclosures are a state law proceeding first and foremost. Busey Bank, N.A.,

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7th Circuit Challenges Whether Plaintiffs Had Standing in Recent District Court Cases

Troutman Sanders

The Seventh Circuit held that for a concrete injury to result from the dunning letter’s exclusion of a statement about accruing interest, the exclusion must have detrimentally affected the Spuhlers handling of their debts.

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We’re Debt Free [And How You Can Do It]

Credit Corp

A high credit score will get you lower interest rates on major purchases, and a low credit score is a cause for worry because of higher interest rates. Many people also struggle to build their credit, and they must be careful about which personal finance decisions impact credit scores. Get Your Free Credit Report Card.

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8 Ways to Consolidate Credit Card Debt 

Credit Corp

This may influence which products we write about and where and how the product appears on a page. You can go about consolidating credit card debt in a few different ways. Generally speaking, you will take out a loan or credit card with a lower interest rate and pay off all current balances with money from the new account.

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Emerging Trends In FDCPA Litigation Against Community Association Attorneys

FDCPA Defense

Duty to disclose accruing interest, fees or other charges A significant recent trend in FDCPA case law involves courts that have imposed new disclosure obligations that are not found in the plain language of the Act. Determining the line between foreclosure activity and debt collection, however, can be elusive. ReconTrust Co.,