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How to Clean Up Your Credit Report: 7 Tips

Credit Corp

You can transfer existing balances to this card and potentially pay them off—and reduce your credit utilization ratio—much faster because you aren’t accruing interest. Take Care of Outstanding Collections Collections can hit your credit score hard. How Can You Clean Your Credit Report Fast?

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U.S. Student loan debt statistics you should know in 2023

Credit Corp

According to the Federal Reserve’s Consumer Credit report, 43.5 Not only can you not declare bankruptcy on many forms of student loan debt, but it can also harm your credit. It’s also helpful to know that you may still accrue interest while in forbearance or deferment. That’s 13 percent of the population.