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Fair Debt Collection Practices Act (FDCPA)

Better Credit Blog

Debt collectors are notorious for harassing consumers when they seek repayment, calling excessively and threatening to take actions that may not be legal. What you may not know is that you are protected by the Fair Debt Collection Practices Act (FDCPA), a law designed to keep third-party debt collectors in check when they contact you.

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Dealing with Debt Collectors

Debt Free Colorado

The Colorado UCCC, in addition to the federal FDCPA, gives additional safeguards to original creditors, third-party debt collectors, and debt buyers. Under the UCC, debt collection agencies aren’t allowed to take part in unfair and unethical debt collection practices such as: .

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Analysis of a Scam Email – “The Webster Law Firm” and Speedy Cash

Debt Free Colorado

Also, it’s a violation of the Fair Debt Collection Practices Act (FDCPA) for a third party debt collector to disclose information about your debts to others. Your email has the word attorney in it, but why don’t you identify yourself as a lawyer in your signature? Attorney at Law?

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Americans share their medical debt horror stories

Collection Industry News

“I have since been contacted by collection agencies and lawyers attempting to collect on this ‘debt.’ I do not know if my credit will ultimately be affected by this.”.

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How to Get BC Services off Your Credit Report

Better Credit Blog

BC Services is a third-party debt collector that has been hired by a healthcare provider to whom you owe money to get you to make payments on a debt. If BC Services does any of the above when trying to collect a debt, you have a right to report them to the CFPB. Who is this company?