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Surviving Debt – Free Book During Coronavirus Pandemic

Debt Free Colorado

Dealing with Credit Card, Medical, and Student Loan Debts. Vehicle Repossessions. For additional help, call 303-900-8958 to schedule a free phone or video conference with an experienced Denver bankruptcy lawyer. Surviving Debt tells you what c onsumers need to know about: Stopping Debt Harassment. Collection Lawsuits.

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Consumer Debt vs. Non Consumer Debt

Sawin & Shea

Examples of non consumer debts include: Alimony Child support Traffic tickets Parking tickets Criminal restitution Business loans Personal guarantees Business property mortgages Business-related legal fees Taxes. Are Student Loans Consumer or Non-Consumer Debts? The post Consumer Debt vs.

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Dealing With Debt From COVID-19

Debt Free Colorado

You’ll have more flexibility with a nationwide loan servicers like Toyota, Ally, or Santander than you will with a buy-here-pay-here lender, but their sympathy is limited. They will feel obligated to protect their interest in the collateral (your car) and can move quickly to repossess after only a few missed payments.

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Questions to Ask a Chapter 7 Bankruptcy Lawyer Before Filing for Bankruptcy

Sawin & Shea

If you’re struggling with debt and considering bankruptcy, speaking with a bankruptcy lawyer can help you determine your best options and give you some clarity on how the process works. At Sawin & Shea, LLC, our Chapter 7 Bankruptcy lawyers have helped clients just like you in the Indianapolis and surrounding areas.

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What Debts Are Not Discharged in Bankruptcy?

Sawin & Shea

Dischargeable debt would include things like: Medical bills Credit card bills Utility bills Back rent Personal loans Repossession balances At the end of the bankruptcy process, the remaining balances for these types of unsecured debts will likely be forgiven.

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Pros and Cons of Chapter 13 Bankruptcy

Sawin & Shea

By stretching out, modifying, or reducing payments, Chapter 13 helps make debt more manageable for financially distressed individuals while allowing them the opportunity to save assets like their homes from foreclosure and cars from repossession. As long as you keep up with repayment plan payments, you can avoid repossession or foreclosure.

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How To Remove Negative Items From Your Credit Report

Better Credit Blog

your own lawyer to fight on your behalf. Other Factors: Keeping a mix of different types of credit — a student loan, a couple credit cards, a car loan, and a mortgage, for example — will help your credit score some. Repossessions. Ask Lex Law for Help. Write A Goodwill Letter. Charge Offs. Bankruptcy.