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CFPB Continues to Press for Expanded Definition of Credit Transaction Under ECOA by Interjecting its Position in Pending Private Litigation

Troutman Sanders

In Roberson , the plaintiffs alleged that HCI steered its students into retail installment contracts, even when other, more favorable financing options existed.

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What is GECRB on My Credit Report?

Better Credit Blog

General Electric Capital Retail Bank, abbreviated as GECRB, is the former name for Synchrony Bank, and it’s probably on your report because you applied for a Synchrony card at some point in the past. The bank partners with numerous retailers to offer rewarding credit cards to shoppers. Foreclosures. Property repossessions.

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What Is SYNCB On My Credit Report?

Better Credit Blog

If you’ve come across the name SYNCB on your credit report, it’s probably because you applied for a credit card with the bank or one of its popular retail partners. The online bank is known for its extensive lineup of credit cards for popular retailers, including: Amazon. Foreclosure. Property repossession. What Is SYNCB?

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What is Comenity Bank/VCTRSSEC On My Credit Report?

Better Credit Blog

While VCTRSSEC might sound unfamiliar, it represents a popular retailer: Victoria’s Secret. Comenity Bank is a premier producer of retail credit cards, partnering with 145 popular brands to offer credit cards to consumers. Foreclosures. Repossessions. Comenity Bank/VCTRSSEC On My Credit Report. Late payment history.

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What is THD/CBNA On My Credit Report?

Better Credit Blog

Whenever you apply for a retail credit card, it can lower your credit score by a few points and result in a new entry being added to your report. Citi is a popular bank that provides credit cards for a wide range of retail stores like The Home Depot. Foreclosure. Repossession. In most cases, that’s nothing to worry about.

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What Is R Us Credit Card SYNCB On My Credit Report?

Better Credit Blog

Its credit card offerings are among its most popular products, as the bank partners with dozens of retailers, including Toys R Us. If R Us Credit Card SYNCB or R Us Credit Card appears on your report, it’s likely the result of a retail credit card application. Foreclosure. Repossessions. Charge off. Collections entry.

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Does BadCock Report to Credit Bureaus?

Better Credit Blog

Badcock is a large furniture retailer with more than 320 stores across 8 different states. Like many retailers, it offers financing for its products. Foreclosures. Repossessions. Below, we’ll take a closer look at how Badcock’s financing options work and how they might influence your credit. How Does Badcock Credit Work?

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