Jimerson Firm

MAY 12, 2021

In 2016, the Consumer Financial Protection Bureau (“CFPB”) issued a final rule—referred to as the 2016 Mortgage Servicing Rule —that clarified, revised, and amended several provisions in the 2013 Mortgage Servicing Rules. The 2016 Mortgage Servicing Rule creates certain obligations on the lender in the event a borrower dies.

Collateral 52

Collateral Lender Loans Foreclosure 52

Consumer Financial Services Law

OCTOBER 25, 2016

Ocwen Loan Servicing, the court considered whether the mortgage servicer had an obligation to evaluate a loss mitigation application when, at the time the completed application was submitted, a foreclosure sale was scheduled to occur in two days. Ocwen Loan Servicing, 2016 U.S. 12 CR 1024.41(c)(1). Specifically, 12 CFR 1024.21(b)(3)

Foreclosure 40

Foreclosure Loans 40

FDCPA Defense

FEBRUARY 3, 2019

2016) (mailing notice of default and notice of sale to debtor, which threatened foreclosure, was not attempt to collect money from debtor, and thus was not “debt collection” under FDCPA; “The notices at issue in our case didn’t request payment from Ho.”); Obduskey v. These cases arose in the context of non-judicial foreclosures.

Foreclosure 40

Foreclosure Debt collector Law Firms Debtor 40

FDCPA Defense

FEBRUARY 1, 2018

2016) and Carlin v. Determining the line between foreclosure activity and debt collection, however, can be elusive. 2016), amended (May 22. 17- 278) was whether notices sent by a trustee as required to initiate a non-judicial foreclosure under California law violated the FDCPA. Riexinger & Associates, LLC , 817 F.3d

Accrued Interest 40

Accrued Interest Foreclosure Debt collector Debtor 40

FDCPA Defense

JANUARY 22, 2017

2016) (granting summary judgment for plaintiff in FDCPA class action where defendant’s letter failed to specifically identify the name of the current creditor); Avila v. 3d_, 2016 WL 4651403 (7th Cir. 2016 WL 154090 (E.D.N.Y See, e.g., Janetos v. Fulton, Friedman & Gullace, LLP, 825 F.3d 3d 317 (7th Cir. LLC , 817 F.3d

Collections 40

Collections Judgment Creditors Law Firms 40