Remove 2013 12
article thumbnail

11th Cir. Reiterates That TILA Periodic Statements May Violate FDCPA

Collection Industry News

After defaulting on their home loan, a foreclosure suit was instituted. While the foreclosure was pending, Servicer took over the servicing of the loan. Debtors sued Servicer during the foreclosure after a disagreement arose, which resulted in a settlement of both lawsuits wherein the parties agreed that Debtors owed $85,790.99

Debtor 40
article thumbnail

A Debtor’s Silence May Waive its Right to Enforce its Rights?under a Confirmed Plan of Reorganization

ABI

1] On June 18, 2013, Parkland II, LLC (“Parkland and/or the “Debtor”) filed a voluntary petition under Chapter 11 of the Bankruptcy Code in response to four judgements received by Bridgeview Bank Group (“Bridgeview”) against Parkland and two of its principals. [2] 10] Parkland failed to respond to these requests. [11] and any creditor.

Debtor 40
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Trending Sources

article thumbnail

Trends In FDCPA Litigation Filed Against HOA Attorneys

FDCPA Defense

2013) (“Unfortunately, the FDCPA does not define ‘debt collection,’ and its definition of ‘debt collector’ sheds little light, for it speaks in terms of debt collection.”) (citations omitted); Gburek v. to pay money,” non-judicial foreclosure is not covered under FDCPA) (citations omitted), pet. See Glazer v. Chase Home Fin.

article thumbnail

Dealing with Deceased Borrowers Since the 2016 Mortgage Servicing Rule

Jimerson Firm

In 2016, the Consumer Financial Protection Bureau (“CFPB”) issued a final rule—referred to as the 2016 Mortgage Servicing Rule —that clarified, revised, and amended several provisions in the 2013 Mortgage Servicing Rules. Continued reading: Certification of Original Promissory Note is Required to Bring a Mortgage Foreclosure Action.

article thumbnail

What Are “Actual Damages” Under the FCCPA and the FDCPA?

Jimerson Firm

2013) (finding a plaintiff can recover damages for emotional distress under the FCCPA); Barker v. 2015) (holding a plaintiff may recover actual damages for emotional distress, including stress, anxiety, and sleeplessness under the FDCPA and FCCPA); Fini v. Dish Network L.L.C. , 2d 1288, 1299 (M.D. Tomlinson , No. See Montgomery v.

article thumbnail

Emerging Trends In FDCPA Litigation Against Community Association Attorneys

FDCPA Defense

Determining the line between foreclosure activity and debt collection, however, can be elusive. 17- 278) was whether notices sent by a trustee as required to initiate a non-judicial foreclosure under California law violated the FDCPA. California law does not allow for a deficiency judgment following non-judicial foreclosure.

article thumbnail

When Is A Lawyer Or Law Firm "Regularly" Collecting Debts Under The FDCPA?

FDCPA Defense

3d _, 2013 WL 3928631 (10th Cir. 2013), the outcome will turn on a case-by-case analysis of multiple factors relating to the practice of the attorney or the firm. See 2013 WL 3928631, at *4. See Wadas , 2013 WL 3928631, at *4 (quoting Goldstein , 374 F.3d See Wadas , 2013 WL 3928631, at *5. Wadas , _ F.3d