Better Credit Blog

SEPTEMBER 9, 2020

Having a collection account on your credit report is extraordinarily damaging to your credit report. It can also serve as a reminder to future lenders that you have a history of not paying bills. This can mean that you may be passed over for loan and credit card approvals in the future.

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Better Credit Blog

JULY 13, 2020

Nationwide Recovery Service will appear on your credit report as a collection agency. This is because the original creditor of your debt has hired them to recover payments from you. You may find that the same debt is listed twice: once for the original creditor and once for Nationwide Recovery Service.

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Better Credit Blog

NOVEMBER 25, 2020

Many people are having to choose between paying bills on their student or car loans and providing food for their families. If you have had a bill go into collections, you may start hearing from a company called Advanced Collection Bureau Inc. What is Advanced Collection Bureau Inc? Make a Pay-for-Delete Agreement.

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Better Credit Blog

AUGUST 31, 2020

Collection accounts on your credit report can influence your credit score for up to seven years, even if you pay off the debt. This means that future lenders can see that you had a debt that went to collections, and they can make loan decisions accordingly. The debt collection process is not perfect.

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Better Credit Blog

AUGUST 22, 2020

If you have a debt that you haven’t paid yet, you may have heard from a debt collector called CCS Offices. CCS Offices is a company that collects debts on behalf of original creditor. They do this by either purchasing the debt or collecting the payments and taking a portion for themselves.

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Better Credit Blog

SEPTEMBER 29, 2020

Debt collectors can cause a lot of problems for your credit score down the line. Collection accounts can hurt your credit score for up to seven years even after you pay off the debt. They can also be viewed by lenders down the line, which means you could be denied loans or credit cards.

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Better Credit Blog

AUGUST 31, 2020

They are a third-party debt collector, which means that they may be hired by your original creditor, or they may purchase your old debt on the chance that you pay them instead. This means that you could be denied credit cards, mortgages, and other financial loans down the road. Validate the Debt.

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Better Credit Blog

SEPTEMBER 30, 2020

If you forget to pay a bill, the original creditor may move the debt to collections. This means that you may start to get phone calls from a debt collector like AAA Collections, harassing you to repay the debt. Getting rid of them can help you regain your credibility in the eyes of lenders.

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Better Credit Blog

NOVEMBER 24, 2020

If you have had an overdue bill move to collections, you may begin hearing from a company called ACS Inc. ACS Inc is a collection agency that works with lenders and creditors to recover payments on defaulted loans or unpaid bills. It will also show future lenders that you have a history of racking up unpaid debt.

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Better Credit Blog

SEPTEMBER 8, 2020

If you begin to hear from a debt collection agency called Pioneer Credit Recovery, it is likely because you have defaulted on a loan or forgotten to pay a bill. In addition to showing up on your call logs, they will also appear on your credit report as a collection agency.

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Better Credit Blog

SEPTEMBER 4, 2020

If you have heard from a debt collector called Rausch Sturm, you are probably being pursued for an old debt. You have also probably seen them appear on your credit report as a collections account. This is because Rausch Sturm has been hired by your original creditor to collect the debt on their behalf.

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Better Credit Blog

AUGUST 7, 2020

Having collection accounts on your credit score is incredibly damaging to your credit health. Future lenders are able to see any collection accounts on your credit report and can deny you loans based on your history. It is not uncommon for debt collectors to make false promises over the phone. Hire a Professional.

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Credit Corp

AUGUST 31, 2021

Some debt buyers —companies that buy and try to collect very old debts—still go after borrowers and might even take them to court. If they do this knowing that the debt is past the statute of limitations, they may have violated the Fair Debt Collections Practices Act. What Is a Time-Barred Debt?

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Better Credit Blog

SEPTEMBER 18, 2020

Collection accounts are a black mark on your credit report. They can remain on your report for up to seven years even if you pay the debt. Future lenders can see them and make loan decisions based on the fact that you failed to pay a debt. This can mean trouble for your credit score.

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