Fair Debt Collection Judgment Lender Third-party Debt Collectors 
Debt Free Colorado
FEBRUARY 21, 2022
Does Colorado Law Protect Me From Debt Collectors? When collecting a debt from you, collection agencies must adhere to federal and state rules. Fortunately, the federal Fair Debt Collection Practices Act (FDCPA) protects all states. However, the UCCC does not cover all consumer transactions.
Better Credit Blog
OCTOBER 5, 2020
Has your credit score recently taken a dive as a result of a collections entry from Penn Credit? If you forgot to pay a bill or you’ve gotten behind on payments to a lender or service provider, it can have some nasty effects on your credit. Try out one of the approaches below, and you could be collections-free in a few weeks.
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Debt Free Colorado
APRIL 1, 2021
The payday lenders like Speedy Cash swear up and down that they don’t have anything to do with this, but somehow their customer lists keep getting into the hands of fraudsters. You can’t garnish wages because you don’t have a judgment. You don’t have a judgment because you haven’t filed a lawsuit.
Better Credit Blog
OCTOBER 30, 2020
Individuals who have been contacted due to a reporting error or identity theft should certainly try to dispute their debts. When collections agencies buy debts from providers and lenders, they don’t always have the paperwork they need to see their collections attempts through. Negotiate a Pay-for-delete Agreement.
Better Credit Blog
FEBRUARY 4, 2021
Here’s a quick breakdown of how debt collection works. When you fall behind on payments, your lender or service provider will make multiple attempts to contact you. If they don’t receive a payment from you, your debt will enter the collections stage. These agencies either: Buy your debt at pennies on the dollar.
Better Credit Blog
NOVEMBER 17, 2020
That means you have 30 days to mail MBA Law a debt validation letter. If you submit this letter in that timeframe, the agency is required by law to provide evidence of the debt. This could include important details about your original lender or provider, your account number, and dates surrounding your account.
Better Credit Blog
FEBRUARY 24, 2021
They have been collecting on consumer debt since it was founded in 1983. Some third-party debt collectors buy debts for pennies on the dollar. But FNCB is hired by businesses to collect on debts. Once a collections entry is put on your report, it remains there for 7 years.
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