November, 2021

Remove category debt-collection
article thumbnail

Can Debt Collectors Call on Holidays?

Credit Corp

When you’re in debt, getting calls from debt collectors is an unwelcome but common occurrence. But can debt collectors call on holidays? Find out more about the answer to this common question, and learn what you can do to take care of your debt for good. Can Debt Collectors Call on Holidays? In This Piece.

article thumbnail

Utility Bills and Bankruptcy

Sawin & Shea

We understand though, that keeping the lights on and the water running feels more important than paying off credit card debt. When you file for bankruptcy, an automatic stay goes into effect, which immediately halts collection efforts. Most types of unsecured debt get discharged when you file for Chapter 7.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Utility Bills and Bankruptcy

Sawin & Shea

We understand though, that keeping the lights on and the water running feels more important than paying off credit card debt. When you file for bankruptcy, an automatic stay goes into effect, which immediately halts collection efforts. Most types of unsecured debt get discharged when you file for Chapter 7.

article thumbnail

Meet Our 2022 FICO Decisions Awards Judges

Fico Collections

He has successfully used data to solve complex business problems across the credit life cycle including customer engagement, origination journeys, line management and optimisation of collections strategy. Senthil Erulappan, director, product engineering at FIS . by Nikhil Behl.

article thumbnail

Credit Repair Facts and Statistics

Better Credit Blog

A key difference between them is that each model weighs the categories on your credit report differently. For example, FICO Score gives each category a set percentage, while VantageScore ranks each one on how influential it is. Lenders want to understand your borrowing habits across different forms of debt.

Lender 59
article thumbnail

California’s mortgage fraud risk rises in 2021

Collection Industry News

The post California’s mortgage fraud risk rises in 2021 appeared first on Collection Industry News. While this is a significant increase, it’s important to note that CoreLogic’s Mortgage Fraud Index was at an all-time low a year earlier in Q2 2020. property fraud , when the borrower provides false information about the property.