Consumer Finance
JANUARY 31, 2023
Today, the Consumer Financial Protection Bureau (CFPB) proposed a rule to curb excessive credit card late fees that cost American families about $12 billion each year. Major credit card issuers continue to profit off a junk fee protected by an immunity provision that allows issuers to escape scrutiny of otherwise illegal late fees.
Account Recovery
JANUARY 31, 2023
EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Law Firm Facing Reg F, FDCPA Class Action Over Conflicting Info in Email, Letters first appeared on AccountsRecovery.net.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
PDC Flow
JANUARY 31, 2023
Validating credit card information before a transaction is submitted can eliminate failed payments. To help merchants ensure card data is accurate before a transaction is processed, PDCflow announces the new Card Verify feature. Card Verify Benefits Companies with too many failed credit card payments lose out on revenue and waste staff time contacting customers for alternative card numbers.
Account Recovery
JANUARY 31, 2023
The California Department of Financial Protection & Innovation yesterday announced it has sent desist-and-refrain orders to five different collection operations, accusing them of operating in the state without applying for a license and other unlawful and deceptive acts and practices. The five operations are: Amherst and Associates Clayton Banner and Associates SARS Solutions Marvin, McCall … The post California DFPI Announces Enforcement Actions Against Five Collection Operations firs
Speaker: Victor C. Barnes, CPA, MBA
In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.
Nerd Wallet
JANUARY 31, 2023
Natasha Gabrielle writes for NerdWallet. Email: travel@nerdwallet.com. The article What to Know Before Flying Southwest Airlines with Pets originally appeared on NerdWallet.
Creditor Collections Today brings together the best content for creditors and collection professionals from the widest variety of industry thought leaders.
Nerd Wallet
JANUARY 31, 2023
Andrew Marder writes for NerdWallet. Email: amarder@nerdwallet.com. The article Most Tax Filers Work to Slash Their Bill, Embrace Green Credits originally appeared on NerdWallet.
Account Recovery
JANUARY 31, 2023
A company that built what it billed as the world’s first robot lawyer is now pivoting away from that following threats of jail time for the company’s owner and is instead focusing its technology on other areas, including a couple that involve the accounts receivable management industry. When I mention the company name DoNotPay, you … The post Robot Lawyer Pivots to Consumer Rights Areas first appeared on AccountsRecovery.net.
Nerd Wallet
JANUARY 31, 2023
JT Genter writes for NerdWallet. Email: travel@nerdwallet.com. The article How Delta Choice Benefits Work originally appeared on NerdWallet.
Account Recovery
JANUARY 31, 2023
LAW FIRM FACING REG F, FDCPA CLASS ACTION OVER CONFLICTING INFO IN EMAIL, LETTERS A class-action complaint has been filed in federal court in Texas accusing a collection law firm of violating Regulation F and the Fair Debt Collection Practices Act by sending two letters and an email on consecutive dats that allegedly contained conflicting … The post Daily Digest – January 31.
Speaker: Kim Beynon, CPA, CGMA, PMP
The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.
Nerd Wallet
JANUARY 31, 2023
Drew Gula writes for NerdWallet. Email: dgula@nerdwallet.com. The article How Does a Car Insurance Deductible Work? originally appeared on NerdWallet.
Troutman Sanders
JANUARY 31, 2023
Federal courts across the country continue to divest themselves of Fair Debt Collection Practices Act (FDCPA) cases following the Supreme Court’s salient Article III standing decision in TransUnion LLC v. Ramirez. The Southern District of Illinois is no exception, with a court in that district recently dismissing an FDCPA action for lack of standing alleging contact with a consumer after the debt collector received notice that the consumer was represented by an attorney.
Nerd Wallet
JANUARY 31, 2023
NerdWallet writes for NerdWallet. Email: articles@nerdwallet.com. The article Credit Card Data originally appeared on NerdWallet.
Roths Child Law
JANUARY 31, 2023
If you are struggling to pay your debts, you have a number of options at your disposal. You can approach your creditors for a waiver or negotiate a repayment plan that will work for you. If these options are not possible, you may consider filing for bankruptcy. No matter how you handle it, bankruptcy can have a lasting impact on your life. If you handle it right, bankruptcy can give you the relief you need to get back on your feet financially.
Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage
There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.
Nerd Wallet
JANUARY 31, 2023
Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article The Guide to Princess Dining at Disney World originally appeared on NerdWallet.
Jimerson Firm
JANUARY 31, 2023
Banks and credit unions should not only routinely require, but also closely scrutinize, criminal background checks during the hiring process in order to maintain compliance with applicable regulatory schemes. As lenders and depositories, banks and credit unions are subject to numerous regulatory schemes under both federal and Florida law. This article does not aim to analyze all potential regulatory schemes.
Nerd Wallet
JANUARY 31, 2023
Courtney Miller writes for NerdWallet. Email: courtney.miller@nerdwallet.com. The article NerdWallet Compares the Best Small Cities to Spend Your Retirement Savings originally appeared on NerdWallet.
Jimerson Firm
JANUARY 31, 2023
Referral relationships are a valuable business asset that can be difficult to protect with noncompete agreements. Depending on whether your company is seeking to enforce a noncompete agreement or defend against its enforcement, that difficulty can act to your detriment or in your favor. However, Florida courts have evaluated referral relationships as legitimate business interests and established a framework to navigate in your company’s best interests.
Speaker: Cheryl J. Muldrew-McMurtry
Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.
Nerd Wallet
JANUARY 31, 2023
Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. The article Big Life Changes Could Spell Big Shifts in 2022 Tax Outcomes originally appeared on NerdWallet.
Jimerson Firm
JANUARY 31, 2023
When someone hired by the company commits a wrong, the company’s potential exposure to liability varies greatly depending on whether the individual is classified as an “employee” or an “independent contractor.” In high-risk fields of service, like those involving security, “bouncers,” or other fields which may require a company to physically contact its customers, companies should pay careful attention to their corporate policies to understand the company’s potential exposure in the event of an
Nerd Wallet
JANUARY 31, 2023
Arielle O'Shea writes for NerdWallet. Email: aoshea@nerdwallet.com. Twitter: @arioshea. The article Millennial Parents Outpace Gen X, Boomer Parents on Retirement Savings originally appeared on NerdWallet.
Jimerson Firm
JANUARY 31, 2023
When someone hired by the company commits a wrong, the company’s potential exposure to liability varies greatly depending on whether the individual is classified as an “employee” or an “independent contractor.” In high-risk fields of service, like those involving security, “bouncers,” or other fields which may require a company to physically contact its customers, companies should pay careful attention to their corporate policies to understand the company’s potential exposure in the event of an
Speaker: Joe Wroblewski, Senior Sales Engineer
Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!
Nerd Wallet
JANUARY 31, 2023
Erin El Issa writes for NerdWallet. Email: erin@nerdwallet.com. The article Financial Fees Could Cost Americans $1.1 Million Over Their Lifetime originally appeared on NerdWallet.
Jimerson Firm
JANUARY 31, 2023
Florida law imposes many requirements on parties attempting to enforce noncompete agreements—some of which can be commonly overlooked. As outlined in the article below, Section 542.335, Florida Statutes, imposes the familiar requirements that can take substantial time and resources to satisfy. In that effort to satisfy the statutory requirements, foundational contract requirements established by Florida common law risk being overlooked by less-than-diligent plaintiffs who fail to recall the fund
Nerd Wallet
JANUARY 31, 2023
Shannon Bradley writes for NerdWallet. Email: sbradley@nerdwallet.com. The article 3 Ways to Save Money When Buying a Car originally appeared on NerdWallet.
Troutman Sanders
JANUARY 31, 2023
As discussed here , on October 27, 2022, the CFPB released an Outline of Proposals and Alternatives Under Consideration for public comments on the CFPB’s Section 1033 rulemaking. The window for providing written feedback closed on January 25, 2023. Below we have highlighted some of the submissions by industry and consumer groups. The proposed rules are limited, at this time, to deposit accounts, credit cards, digital wallets, prepaid cards, and other transaction accounts.
Speaker: Anna Tiomina, MBA
AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?
Expert insights. Personalized for you.
131 
Let's personalize your content