Account Recovery

OCTOBER 25, 2022

A District Court judge in California has denied a plaintiff’s request to remand a Fair Debt Collection Practices Act case to state court, ruling the plaintiffs have standing to sue because an FDCPA cause of action was “undeniably” alleged in the complaint. A copy of the ruling in the case of Ramirez et al. v. … The post Judge Denies Motion to Remand FDCPA Case Back to State Court appeared first on AccountsRecovery.net.

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Fair Debt Collection Collections 246

Enterprise Recovery

OCTOBER 25, 2022

In a recent Forbes article, the contributor suggests that older entrepreneurs outperform younger startup founders and lists numerous examples. GoDaddy was founded by Bob Parsons at age 47. E-Trade started with Bill Porter at age 54. Leo Goodwin, the founder of Geico, was 50. The article goes on to state that as individuals age, they're more likely to build a successful company.

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Startups Trade 130

Account Recovery

OCTOBER 25, 2022

The Court of Appeals for the Ninth Circuit has overturned a lower court’s ruling in favor of the defendant and ruled that the time spent by agents in a call center booting up and turning off their computers is an “integral and indispensable” part of their duties and they should be paid for that time, … The post Appeals Court Reverses Ruling Whether Call Center Agents Should be Paid While Computers Boot Up, Shut Down appeared first on AccountsRecovery.net.

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Nerd Wallet

OCTOBER 25, 2022

The financial services company Figure is no longer offering new personal loans. Instead, the company is focusing on home lending options like home loans and refinancing and home equity lines of credit. Figure used to offer online personal loans to good-credit borrowers, with loan sizes from $5,000 to $50,000. While the loans came with origination. Ronita Choudhuri-Wade writes for NerdWallet.

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Personal loans Loans Financial services 90

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

Account Recovery

OCTOBER 25, 2022

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Collection Firm Accused of Sending MVN to Represented Individual appeared first on AccountsRecovery.net.

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Collections 246

Account Recovery

OCTOBER 25, 2022

The Attorney General of West Virginia has become the first to publicly question how the Consumer Financial Protection Bureau will continue to operate following a ruling last week from the Court of Appeals for the Fifth Circuit, sending a letter to the director of the agency asking what plans it is making in order to … The post W.V. AG Calls for CFPB to Stop Using ‘Unconstitutionally Appropriated’ Funds appeared first on AccountsRecovery.net.

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Financial services 245

Nerd Wallet

OCTOBER 25, 2022

Logistics in general, and supply chains in particular, weren’t something Black Friday shoppers thought about much. Until the pandemic hit and empty shelves were where baby formula, produce and, yes, toilet paper once stood. Are we past shipping bottlenecks, clogged ports of entry and long-haul trucking issues? How will supply chains and inventory levels impact.

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Account Recovery

OCTOBER 25, 2022

COLLECTION FIRM ACCUSED OF SENDING MVN TO REPRESENTED INDIVIDUAL Sending an individual a Model Validation Notice has led to a law firm facing a Fair Debt Collection Practices Act lawsuit, because the law firm allegedly knew the individual was being represented by an attorney, according to a complaint filed in the District Court for the … The post Daily Digest – October 25.

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Law Firms Fair Debt Collection Collections 245

Nerd Wallet

OCTOBER 25, 2022

The Upgrade Life Rewards Card is the most recent credit card/personal loan hybrid from the financial technology company Upgrade. With no annual fee and the ability to earn an unlimited 3% cash back on gas, groceries, health services, streaming, and utility bill expenses, this card can upgrade the rewards earnings of even those with fair. Craig Joseph writes for NerdWallet.

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Personal loans Loans 72

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Collections

Consumer Finance

OCTOBER 25, 2022

Agency highlights surprise overdraft and surprise depositor fees.

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Banks 114

Nerd Wallet

OCTOBER 25, 2022

Online payment service PayPal allows you to transfer cryptocurrencies in and out of the platform. This feature launched in August 2022; before then, users could buy, sell and hold crypto with PayPal but not send coins to other users or crypto wallets. The platform’s crypto functionality is more advanced than that of its subsidiary Venmo, Dalia Ramirez writes for NerdWallet.

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Luftman, Heck & Associates.

OCTOBER 25, 2022

If your ex-spouse declares bankruptcy while you are still married and your divorce has not been finalized, it could significantly impact you financially. Determining how your property, assets, finances, and debts are distributed when you divorce will be essential to the settlement process. Unfortunately, a bankruptcy declaration can have a significant impact on these plans.

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Bankruptcy 10

Nerd Wallet

OCTOBER 25, 2022

Your Delta Air Lines flight just started boarding. You hear the boarding call for Diamond Medallion members and a herd of well-heeled travelers strut up to the front of the line, metal tags clinking against their Tumi luggage. These most elite of the elite road warriors earn well over 125,000 elite qualifying miles and most. Aaron Hurd writes for NerdWallet.

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Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

Banks

NACM

OCTOBER 25, 2022

Despite talks of a potential recession and inflation's tight hold on the U.S. economy, the services sector remains resilient.

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Nerd Wallet

OCTOBER 25, 2022

As holiday shopping gets underway, many of us will face the pitch at least once at the store register: “Would you like to save 25% on your purchase today by opening a store credit card?” The specific perk or discount may vary, but retail clerks across the country will generally follow a familiar corporate script, Jaime Hanson writes for NerdWallet. Email: jhanson@nerdwallet.com.

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Retail 64

Nerd Wallet

OCTOBER 25, 2022

Travelex Insurance Services is a U.S.-based insurance company that has been in the insurance industry for more than 25 years. Headquartered in Omaha, Nebraska, it’s owned by Zurich Insurance Group and is a part of the Cover-More Group, which has a global presence in travel insurance plan offerings. But what does this all mean to. Jennifer Calonia writes for NerdWallet.

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