Tue.Mar 21, 2023

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FCC Adopts Rule to Block Scam Texts

Account Recovery

The Federal Communications Commission voted last week to adopt rules against scam text messages sent to consumers amid calls for taking further regulatory action in the area of text messages. Under the rules, carriers will be required to block text messages considered “highly likely to be illegal” including those that originate from phone numbers that … The post FCC Adopts Rule to Block Scam Texts first appeared on AccountsRecovery.net.

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3 Ways to Build Credit if You Can’t Get a Credit Card

Credit Corp

According to TransUnion , the total number of consumers that own a credit card account reached 166 million in the fourth quarter of 2022. That accounts for an increase of over 13 million over the last three years. Even with that many credit cards in circulation, though, not everyone can get one. Why can’t you get a credit card? It may have to do with your credit score.

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Daily Digest – March 21. Collector Facing Class Action for Overshadowing; Judge Grants MTD in FDCPA Class Action

Account Recovery

COLLECTOR FACING CLASS ACTION FOR OVERSHADOWING VALIDATION NOTICE WITH SETTLEMENT OFFER A collection operation is facing a class-action lawsuit in federal court for allegedly violating the Fair Debt Collection Practices Act by sending the plaintiff a letter that offered to settle the debt for less than the full balance, but set a deadline on the … The post Daily Digest – March 21.

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Why Are Eggs So Expensive?

Nerd Wallet

Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @[link] The article Why Are Eggs So Expensive? originally appeared on NerdWallet.

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Your Accounting Expertise Will Only Get You So Far: The New Way To Lead

Speaker: Victor C. Barnes, CPA, MBA

In the climb from contributor to leader, the rules quietly change. But if you’re aiming for the summit, the air gets thinner, and what got you here won’t be enough to get you to the top. 🗻 What made you successful early in your finance career—technical accuracy, sharp analysis, flawless execution—won’t be what carries you to the next level. The higher you go, the more your effectiveness depends on how you connect, adapt, and communicate.

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Collector Facing Class Action for Overshadowing Validation Notice with Settlement Offer

Account Recovery

EDITOR’S NOTE: This article is part of a series that is sponsored by WebRecon. WebRecon identifies serial plaintiffs lurking in your database BEFORE you contact them and expose yourself to a likely lawsuit. Protect your company from as many as one in three new consumer lawsuits by scrubbing your consumers through WebRecon first. Want to learn more? Call … The post Collector Facing Class Action for Overshadowing Validation Notice with Settlement Offer first appeared on AccountsRecovery.net.

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Judge Grants MTD in FDCPA Class-Action Over Lack of License

Account Recovery

A District Court judge in New Jersey has granted a defendant’s motion to dismiss a Fair Debt Collection Practices Act class-action case, ruling the plaintiff lacked standing to sue after receiving a letter that referenced a current creditor which was purportedly not licensed to collect in The Garden State. A copy of the ruling in … The post Judge Grants MTD in FDCPA Class-Action Over Lack of License first appeared on AccountsRecovery.net.

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Strengthening Black Women Entrepreneurship in Retail: Pilot Design Lab

Prosperity Now

With support from Walmart, Prosperity Now will be accepting proposals from April 1st through April 30th from CDFIs and Entrepreneurial

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Collection Items Not Included in Advocacy Group’s Ranking of Steps CFPB Took in 2022 to Protect Consumers

Account Recovery

Maybe it says something about the state of the accounts receivable management industry that not a single debt collection topic is on the list of the Top 20 actions that the Consumer Financial Protection Bureau took in 2022 to make the marketplace safe for consumers, according to a report releases by U.S. PIRG. A copy … The post Collection Items Not Included in Advocacy Group’s Ranking of Steps CFPB Took in 2022 to Protect Consumers first appeared on AccountsRecovery.net.

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Consumer Finances, Student Loans and Debt Repayment in 2023

True Accord

The economy took a wild ride in 2022, and with interest rates continuing to rise, inflation expected to remain relatively high and household savings dwindling, 2023 could be just as challenging. As consumers battle high inflation and interest rates to afford necessities, budgets will be stretched and many will have to prioritize when and where they spend.

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The Hidden Science Behind Why Finance Teams Resist Change—And How to Fix It

Speaker: Kim Beynon, CPA, CGMA, PMP

The most overlooked, yet most critical, element of transformation is preparing people for change. Automation and AI aren't just technical upgrades, they’re cultural shifts which can challenge identities. That’s why change management isn’t a side project—it’s the foundation. In finance, where precision and process rule, navigating change can feel especially disruptive.

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U.S. Student loan debt statistics you should know in 2023

Credit Corp

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. At the end of 2022, the Federal Reserve reported that roughly 43.5 million Americans have student loan debt, which totals over $1.7 trillion.

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Hotel Review: The Beverly Hilton

Nerd Wallet

Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com. The article Hotel Review: The Beverly Hilton originally appeared on NerdWallet.

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Who Is Navient and Why Are They Calling Me?

Credit Corp

According to the Federal Reserve, 4 in 10 people who go to college incur debt to pay for their education. Currently, individuals with outstanding student loan debt owe as much as $100,000 or more, with more than 40% owing between $20,000 and $99,999. If you’re struggling with student loan debt, you certainly aren’t alone. Understanding your loan is an important first step in creating a viable plan to pay it back.

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Why High Rates and Lower Prices Shouldn’t Deter Home Sellers

Nerd Wallet

Elizabeth Renter writes for NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. The article Why High Rates and Lower Prices Shouldn’t Deter Home Sellers originally appeared on NerdWallet.

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Agent Tooling: Connecting AI to Your Tools, Systems & Data

Speaker: Alex Salazar, CEO & Co-Founder @ Arcade | Nate Barbettini, Founding Engineer @ Arcade | Tony Karrer, Founder & CTO @ Aggregage

There’s a lot of noise surrounding the ability of AI agents to connect to your tools, systems and data. But building an AI application into a reliable, secure workflow agent isn’t as simple as plugging in an API. As an engineering leader, it can be challenging to make sense of this evolving landscape, but agent tooling provides such high value that it’s critical we figure out how to move forward.

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Chapter 13 Bankruptcy and Tax Debt

Sawin & Shea

If you’re struggling with overwhelming tax debts, you should consider all of your financial options , one of which is filing bankruptcy Chapter 13. With Chapter 13, you can pool all of your debts, including some types of tax debts, into a three-to-five-year repayment plan. You may not be able to pay off the entirety of your debts in your repayment plan, but you can make your debts more manageable and reduce or eliminate tax liens.

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Best SMS Marketing Software for Small Businesses

Nerd Wallet

Lisa Anthony writes for NerdWallet. Email: lanthony@nerdwallet.com. The article Best SMS Marketing Software for Small Businesses originally appeared on NerdWallet.

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Bailiffs swoop on Luton Airport to collect unpaid CCJ

UK debt collections

Bailiffs sent in to collect unpaid CCJ A customer of budget airline Wizz Air decided to send Bailiffs to Luton Airport to collect an unpaid CCJ. The money was owed to the customer for a cancelled flight. Russell Quirk says his flight to Portugal was cancelled at the last minute by the airline, meaning he had to fork out £4,500 on new flights to the country – and this didn’t even account for the missed night’s hotel costs.

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Zelle Taxes: Why This Payment App Is Different

Nerd Wallet

Andy Rosen writes for NerdWallet. Email: arosen@nerdwallet.com. Twitter: @[link] The article Zelle Taxes: Why This Payment App Is Different originally appeared on NerdWallet.

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Protect What Matters: Rethinking Finance Ops In A Digital World

Speaker: Cheryl J. Muldrew-McMurtry

Distributed finance teams are rewriting how the back-office runs, and attackers are taking notes. Disconnected workflows, process blind spots, and rising cyber threats are more than just growing pains—they’re liabilities. The challenge isn’t just going remote. It’s building resilient systems that protect accuracy, control, and speed across every transaction and touchpoint.

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Prosperity Now State Spotlight: Michigan

Prosperity Now

From Lauren Bealore, Associate Director of Policy at Prosperity Now Policy discussions in news and media often lean in the

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What Is a Good Monthly Retirement Income?

Nerd Wallet

Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com. The article What Is a Good Monthly Retirement Income? originally appeared on NerdWallet.

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Moving the Needle on Racial Equity with CFDI Leaders of Color

Prosperity Now

The African American Alliance of CDFI CEOs is a thought leader organization that focuses on advancing Community Development Financial Institutions

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Georgia State Tax: Rates and Who Pays in 2022-2023

Nerd Wallet

Virginia state income tax rates are 2%, 3%, 5% and 5.75%. Virginia state income tax brackets and income tax rates depend on taxable income and residency status. Virginia state income tax rates and tax brackets Tax rateTaxable income bracketTax owed 2%$0 to $3,000.2% of taxable income. 3%$3,001 to $5,000.$60 plus 3% of the amount over. June Sham writes for NerdWallet.

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Future-Proof Your Firm: Smarter Tech for Stronger Returns & Simpler Workflows

Speaker: Joe Wroblewski, Senior Sales Engineer

Is your tech stack working for you—or are you working for it ? 🤖 In today’s world of automation and AI, technology should simplify workflows—not add complexity. Seamless integration and interconnectivity are key to maximizing productivity, optimizing workflows, and improving collaboration. Join expert Joe Wroblewski for a practical and insightful session on how you can build a smarter, more connected tech stack that drives efficiency and long-term success!

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Policy at Prosperity Now: A Conversation with Alejandra Montoya-Boyer

Prosperity Now

Alejandra Montoya-Boyer is Prosperity Now’s Director of Policy, leading the development and implementation of federal, state, and local policies that

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What Is the Average Retirement Age in the U.S.?

Nerd Wallet

Josh Garber writes for NerdWallet. Email: travel@nerdwallet.com. The article What Is the Average Retirement Age in the U.S.? originally appeared on NerdWallet.

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FTC Issues Report on Consumer Issues Affecting American Indian and Alaska Native Populations

Troutman Sanders

On March 15, the Federal Trade Commission (FTC) submitted a report to Congress discussing its findings regarding the frauds, scams, and bad business practices that affect American Indian and Alaska Native (AI/AN) communities and the FTC’s efforts to address these issues. Specifically, the FTC asserts that auto purchasing and financing, predatory lending, impersonation scams, tech support scams, and romance scams are top concerns.

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New York Bank Agrees to Buy Failed Signature Bank

Nerd Wallet

Cara Smith writes for NerdWallet. Email: cara.smith@nerdwallet.com. Twitter: @[link] The article New York Bank Agrees to Buy Failed Signature Bank originally appeared on NerdWallet.

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How To Break Digital Transformation Barriers And Accelerate AI Adoption

Speaker: Anna Tiomina, MBA

AI is reshaping industries, yet finance remains one of the slowest adopters. Concerns over compliance, legacy systems, and data silos have made finance teams hesitant to embrace AI-driven transformation. But delaying adoption isn’t just about efficiency—it’s about staying competitive in a rapidly evolving landscape. How can finance leaders overcome these challenges and start leveraging AI effectively?