Thu.Sep 15, 2022

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Judge Grants MTD in FCRA, FDCPA, TCPA Case

Account Recovery

A District Court judge in New York has granted a defendant’s motion to dismiss after it was sued for violating the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, and the Telephone Consumer Protection Act for allegedly placing more than 200 calls to try and collect on a debt and falsely reporting incorrect … The post Judge Grants MTD in FCRA, FDCPA, TCPA Case appeared first on AccountsRecovery.net.

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CFPB Study Details the Rapid Growth of “Buy Now, Pay Later” Lending

Consumer Finance

Business model relies on data collection, and loans serve as close substitute for credit cards.

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Getting to Know Brian Glass of Halsted Financial

Account Recovery

The “Getting to Know” series is sponsored by Applied Innovation. Applied Innovation is helping to shape the future of accounts receivable management. Product development is driven by customer feedback, agency profitability and compliance and includes platforms addressing client portal access, document management, payment negotiation, Regulation E focused electronic payment authorizations and TCPA communication authorization platforms. … The post Getting to Know Brian Glass of H

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What Is a Single-Stock ETF, and Why Are Advisors Wary?

Nerd Wallet

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. These days, exchange-traded funds, or ETFs, can do much more than passively track a basket of stocks. For example, Sam Taube writes for NerdWallet.

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From Complexity to Clarity: Strategies for Effective Compliance and Security Measures

Speaker: Erika R. Bales, Esq.

When we talk about “compliance and security," most companies want to ensure that steps are being taken to protect what they value most – people, data, real or personal property, intellectual property, digital assets, or any other number of other things - and it’s more important than ever that safeguards are in place. Let’s step back and focus on the idea that no matter how complicated the compliance and security regime, it should be able to be distilled down to a checklist.

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Chopra Stands Firm in Response to Senate Republicans

Account Recovery

Consumer Financial Protection Bureau Director Rohit Chopra yesterday appeared to be unswayed by accusations from Senate Republicans that the Bureau is not staying in its lane, saying that the CFPB will “keep doing our work, regardless of the false accusations that are made about our staff.” Chopra spoke virtually at an event celebrating the 50th … The post Chopra Stands Firm in Response to Senate Republicans appeared first on AccountsRecovery.net.

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Report Breaks Down Who is Carrying Unpaid Medical Debts

Account Recovery

The number of individuals across the country with past-due medical debts has remained the same since 2015, despite an increase in cost-sharing with employers, according to research that was published by the Employee Benefit Research Institute. The Data: Roughly 22% of adults had a past-due medical debt in 2021, compared with 23% in 2018 and … The post Report Breaks Down Who is Carrying Unpaid Medical Debts appeared first on AccountsRecovery.net.

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How to Get on Delta’s Upgrade List

Nerd Wallet

Have you ever sat at the gate watching a long upgrade list dwindle to just a few names? While your fellow Delta Air Lines passengers are getting upgraded, you’re wistfully crumpling up your boarding pass, indicating a middle seat in the back of the plane. If you’re sick of being on the outside looking in, Anya Kartashova writes for NerdWallet. Email: travel@nerdwallet.com.

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Daily Digest – September 15. Getting to Know Brian Glass of Halsted Financial; Judge Grants MTD in FCRA, FDCPA, TCPA Case

Account Recovery

GETTING TO KNOW BRIAN GLASS OF HALSTED FINANCIAL Brian started as a collector at the age of 15 and has spent 33 years in the industry. More details here.This content is sponsored by Applied Innovation. JUDGE GRANTS MTD IN FCRA, FDCPA, TCPA CASE The plaintiff, who was representing herself, convinced the judge she had standing, … The post Daily Digest – September 15.

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Director Chopra’s Prepared Remarks on the Release of the CFPB’s Buy Now, Pay Later Report

Consumer Finance

Director Chopra delivered prepared remarks on a press call discussing the release of a report on market trends and consumer impacts from Buy Now, Pay Later loans.

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When It Comes to Collections Software, “Good Enough” Isn’t Good Enough

Are you finding some snags in your collections process? With delinquencies, and the number of consumers looking for payment assistance on the rise, it may be time to consider an efficient cloud-based software to support your team. Learn how MeridianLink® Collect has helped financial institutions like yours streamline collections processes.

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What’s the Value of Singapore KrisFlyer Miles?

Nerd Wallet

Just about anyone that earns any type of transferrable credit card points can get Singapore KrisFlyer miles. The airline is a transfer partner of Chase Ultimate Rewards®, AmEx Membership Rewards, Citi ThankYou points and Capital One miles. But whether you should transfer to Singapore KrisFlyer or not depends on whether you’re getting a high-value redemption.

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5 Things Debt Collectors Are Forbidden to Practice

Taurus Collect

The debt collection industry struggles to get good press. The harmful or illegal actions of a few unprincipled companies have overshadowed the value and importance of debt collection agencies that diligently return money to their actual owners. However, the Financial Conduct Authority (FCA) has set specific rules and guidelines regarding how Debt Collection Agencies should operate and the policies they must follow to support vulnerable customers.

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Flight Review: United Polaris Business Class, Sydney to LA

Nerd Wallet

I’ve just returned from a month-long trip to Australia, where I spent my days tanning in the winter heat of the tropical Northwest. After such an arduous vacation, I certainly needed the ability to nap during my flight home. It’s also a long schlep from Sydney back to the U.S, which meant that the only. Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.

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New York District Court Allows Breach of Contract Claim to Proceed Based on NSF Fees

Troutman Sanders

On August 16, the U.S. District Court for the Northern District of New York issued a summary order in favor of the plaintiff, allowing a breach of contract claim to go forward based on a bank’s assessment of non-sufficient funds (NSF) fees. The ruling continues a trend of NSF fees coming under heavy scrutiny by both courts and regulators. In Jenkins v.

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ERM Program Fundamentals for Success in the Banking Industry

Speaker: William Hord, Senior VP of Risk & Professional Services

Enterprise Risk Management (ERM) is critical for industry growth in today’s fast-paced and ever-changing risk landscape. When building your ERM program foundation, you need to answer questions like: Do we have robust board and management support? Do we understand and articulate our bank’s risk appetite and how that impacts our business units? How are we measuring and rating our risk impact, likelihood, and controls to mitigate our risk?

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How to Find a Happy Balance Among Competing Savings Goals

Nerd Wallet

Saving money sounds straightforward — set cash aside for a future purpose — but in reality, people often face competing savings priorities. We want it all: the travel, the house, the flush savings account. So how do we figure out which savings goals to put first, especially when we’re working toward so many things at. Kimberly Palmer writes for NerdWallet.

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Dual Threat: Why You Need a Backup Attorney

NCBA Law Practice Management Blog

Every year, on your malpractice insurance application, you’re asked to identify a ‘backup attorney’ – another attorney who can help you to manage your practice for short-term (or, long-term) absences. Now, most lawyers just write down any old name, often without much thought – and, usually without asking the subject whether or not they even want to be a backup attorney.

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4 Best Apps That Come Close to ‘Airbnb for Cars’

Nerd Wallet

Do you live in a city? Or maybe you’re in college? Whatever the reason, you might not own a car and you’d like to rent one on occasion. Maybe traditional rental car companies just aren’t doing it for you, and you’ve already had great success with gig economy companies such as Uber and Airbnb. Or, Carissa Rawson writes for NerdWallet. Email: articles@nerdwallet.com.

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Saudi Credit Bureau Delivers Access To Loans For Millions with Score

Fico Collections

Home. Blog. FICO. Saudi Credit Bureau Delivers Access To Loans For Millions with Score. SIMAH wins FICO ® Decisions Award for financial inclusion using FICO ® Scores. Saxon Shirley. Fri, 09/09/2022 - 03:42. by Nikhil Behl. expand_less Back To Top. Thu, 09/15/2022 - 06:00. Vision, Advocacy And Education. The Saudi Credit Bureau (SIMAH) , a leader in credit bureau information management in the Middle East and North Africa (MENA), has administered the successful rollout and adoption of the FICO® Sc

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You Put in a Full Work Week. Shouldn’t Your Collections Software Do the Same?

Discover a modern, cloud-based collection system that never takes a rest day. MeridianLink® Collect is an intuitive platform with advanced customization options developed to simplify the collections process. Here are four ways MeridianLink Collect can support your team: Omnichannel communications Compliance rules & checklists Workflows & queues One interface with supporting integrations And that’s just the start.

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Chase Announces 5% Bonus Categories for Q4 2022: PayPal, Walmart

Nerd Wallet

With the busy holiday shopping season around the corner, Chase has once again announced PayPal and Walmart as its 5% bonus categories for the fourth quarter of 2022. From Oct. 1 through Dec. 31, 2022, holders of the Chase Freedom Flex? or the legacy Chase Freedom® credit card can earn 5% back on up to. Jaime Hanson writes for NerdWallet. Email: jhanson@nerdwallet.com.

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Announcing the Launch of the Black Wealth Data Center, a Letter from Gary Cunningham

Prosperity Now

Sept.

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What’s the Value of Turkish Airlines Miles?

Nerd Wallet

Turkish Airlines may be one of the best Star Alliance airlines because of its excellent, low-cost redemptions. The only problem is getting the website to work. But if you can get past that, you can squeeze a lot of value out of Turkish Airlines miles. How much are Turkish Airlines miles worth? Based on our. Meghan Coyle writes for NerdWallet. Email: mcoyle@nerdwallet.com.

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Proud of our ISAE3402 Type II certification

On Guard

We are proud to announce that we have successfully completed our first ISAE3402 Type II audit and now have an ISAE3402 Type II report available. Successful ISAE3402 Audit. Our external accountant EY has tested the operating effectiveness of the Visma | Onguard Control Framework. Within this framework, control objectives and control measures are included related to our internal processes such as Access Management, Supply Chain Management, Security Management, Change Management and Incident &

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The Power of Storytelling in Risk Management

Speaker: Dr. Karen Hardy, CEO and Chief Risk Officer of Strategic Leadership Advisors LLC

Communication is a core component of a resilient organization's risk management framework. However, risk communication involves more than just reporting information and populating dashboards, and we may be limiting our skillset. Storytelling is the ability to express ideas and convey messages to others, including stakeholders. When done effectively, it can help interpret complex risk environments for leaders and inform their decision-making.

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What’s the Value of Avianca LifeMiles?

Nerd Wallet

Avianca’s LifeMiles are airline miles you should know about if you’re looking to score cheap award flights. The Colombia-based airline is a member of the Star Alliance and offers some great redemptions on partners like United Airlines. The airline is also a transfer partner of American Express Membership Rewards, Citi ThankYou points and Capital One.

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7 Ways to Earn Crypto

Nerd Wallet

You typically get cryptocurrency the same way you get anything else: You buy it. But, largely because of the technology behind the crypto ecosystem, there are also ways to earn it. These tactics can require technical expertise, some upfront investment and fees, and payouts aren’t always big or consistent. But hey — free is free. Kurt Woock writes for NerdWallet.

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6 Credit Cards That Earn Qantas Points

Nerd Wallet

Are you familiar with Qantas Airways? This Australian airline is a member of Oneworld alliance and maintains an increasingly rare distance-based award chart. To that end, you may want to build up your stash of Qantas Points, though finding Qantas cards isn’t as intuitive as you may think. Let’s take a look at six different. Carissa Rawson writes for NerdWallet.

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Can I Upgrade TSA PreCheck to Global Entry?

Nerd Wallet

Expedited security and immigration screening can be a significant benefit for frequent travelers, especially when lines are long. Thankfully, two programs — TSA PreCheck and Global Entry — can help you move through the airport faster and give you more time to relax before your flight. But, there are some significant differences between the two, Ramsey Qubein writes for NerdWallet.

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How to Attract Multiple Generations to Open New Accounts and Apply for Loans

The experiences of every generation are characterized by their behaviors involving finances. Understanding these attitudes and using them to inform marketing messages enables community banks, regional banks and credit unions to better serve their customers. This entertaining and informative eBook will help your financial institution uncover the best practices when it comes to appealing to mass audiences.